01
Tell Cambio what you want
Describe the swap in one sentence. The AI resolves both networks, quotes a live rate, and shows how that rate stacks up against the biggest exchanges before you commit to anything.
Swap USDC (BSC) to BTC (Bitcoin). Better.
From BSC to Bitcoin with nothing synthetic in between — you send USDC, you receive native BTC, and no bridge contract ever touches your funds.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDC → BTC
Live rateYou sendBNB Smart Chain
You getBitcoin
Destination
AIDo the same swap by just saying it: “Swap 100 USDC to BTC”→
How it works
Swap USDC to BTC in three steps.
No accounts, no waiting. Tell Cambio what you want, send your USDC, and the BTC lands in your wallet in under a minute.
02
Send USDC to the deposit address
Cambio generates a one-time deposit address on BNB Smart Chain. Send your USDC there — BNB Smart Chain confirms in seconds, and the card tracks every confirmation in real time.
03
BTC arrives on Bitcoin
After confirmation, Cambio settles BTC straight to your destination address on Bitcoin, which typically confirms in 10–60 minutes. The receipt card shows the completed payout and the transaction hash.
Live comparison
On 100 USDC, ChangeNOW quoted 0.00006768 BTC more at this check.
Live quotes from every exchange that answered, at exactly this size: USDC → BTC on BITCOIN
Send 100 USDC → Receive BTC (BITCOIN)
Minimum 5 USDC · maximum 15000 USDC per swap
ChangeNOW Best
ChangeNOW delivers the most here — 0.61% more than StealthEX, but it has not stated its network fee, so that figure is a ceiling rather than a promise. StealthEX is 0.60% behind on paper and is one of the few whose number we can confirm.
You receive0.0012579 BTCNetwork feenot statedID checkKYC rareTimenot stated
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | ChangeNOWBest KYC rare | 0.0012579 BTC | not stated | 1.02% | Best |
| 2 | StealthEX KYC rare | 0.0012503 BTC | included | 1.61% | −0.0000076-0.60% |
| 3 | SimpleSwap KYC rare | 0.0012452 BTC | included | 2.02% | −0.0000127-1.01% |
| 4 | SideShift.ai KYC possible | 0.0012431 BTC | not stated | 2.18% | −0.00001476-1.17% |
| 5 | ChangeHero KYC possible | 0.0012014 BTC | 0.00003 BTC | 5.46% | −0.000056478-4.49% |
| 6 | Cambio KYC rare~5 min | 0.0011902 BTC | 0.000075 BTC | 6.34% | −0.00006768-5.38% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Cambio was behind the best rate at this check — and we show it anyway. Every quote is compared live, and the number on the card is the number that settles.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
USDC on BNB Smart Chain → BTC on Bitcoin
What USDC → BTC actually costs
- You send 100 USDC on BNB Smart Chain.
- You receive 0.0012503 BTC.
- The smallest swap this corridor accepts is 4.0921 USDC.
Why this pair behaves the way it does
BNB Smart Chain produces blocks several times a second, so the 4 confirmations Cambio waits for on your USDC pass almost immediately and the BTC payout is what you are actually waiting on.
BTC is Bitcoin's own coin; the payout pays its cost from the amount itself.
Floor on Bitcoin: 0.7%. Below that the corridor stops covering settlement.
BTC on Bitcoin carries 8 decimals, so every amount on this page is quoted to that precision and no further.
How long USDC on BNB Smart Chain takes to clear
Cambio waits 4 confirmations on BNB Smart Chain, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
USDC on BNB Smart Chain → BTC on Bitcoin, in numbers
| Minimum | 4.0921 USDC |
|---|---|
| Maximum | 15000 USDC |
| Commission floor | 0.7% |
| Confirmations | 4 on BNB Smart Chain |
| Typical time | 3–10 min |
| BTC precision | 8 (BTC) |
| USDC contract on BNB Smart Chain | 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d |
| USDC precision | 18 (USDC) |
| For 1 USDC on BNB Smart Chain | 0.0000119022 BTC |
| For 1 BTC on Bitcoin | 84,018.08 USDC |
| Smallest payout | 0.00004871 BTC |
| Largest payout | 0.178533 BTC |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDC
BNB Smart Chain BEP20
USDC on BNB Smart Chain is regulated-issuer dollars from Circle. The network confirms in seconds, with consistently low network fees — and you get Circle-issued USDC with BSC's low fees.
- NetworkBNB Smart Chain
- Confirmations needed4
- Average block time~3-second blocks
BTC
Bitcoin native
BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.
- NetworkBitcoin
- Confirmations needed2
- Typical payout confirmationtypically confirms in 10–60 minutes
What you need to know
Before you swap USDC to BTC on Bitcoin.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 5 USDC |
|---|---|
| Largest swap this corridor accepts | 15000 USDC |
| Exchanges quoting this route, by size | 5 of 9 at 100 USDC |
| Best-to-worst gap, by size | 4.49% at 100 USDC |
| Our place, by size | 6 of 6 at 100 USDC |
| Confirmations we wait for on BNB Smart Chain | 4 |
| Typical time, deposit to payout | 3–10 min |
Questions
USDC to BTC on Bitcoin — frequently asked.
Is this a bridge swap?
No. Your USDC goes to a Cambio deposit address on BSC as an ordinary transfer, and you receive BTC on Bitcoin as an ordinary Bitcoin transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on BNB Smart Chain confirms in seconds; the payout on Bitcoin typically confirms in 10–60 minutes. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Can I receive the BTC into an exchange account?
Yes — on the exchange’s deposit screen pick BTC and make sure the network is Bitcoin, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Why use Cambio for this pair?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
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