01
Tell Cambio what you want
Type "swap 100 USDT to BTC on Bitcoin" into the composer. The AI parses your intent, confirms BSC as the source and Bitcoin as the destination, and returns a live quote with the full competitor comparison alongside it.
Swap USDT on BSC to BTC on Bitcoin. Better.
No bridge. No wrapped BTC. An ordinary USDT transfer on BSC, and a native payout on Bitcoin straight to your wallet.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDT → BTC
Live rateYou sendBNB Smart Chain
You getBitcoin
Destination
AIDo the same swap by just saying it: “Swap 100 USDT to BTC”→
How it works
Swap USDT to BTC in three steps.
No accounts, no waiting. Tell Cambio what you want, send your USDT, and the BTC lands in your wallet in under a minute.
02
Send USDT to the deposit address
Cambio generates a one-time deposit address on BNB Smart Chain. Send your USDT there — BNB Smart Chain confirms in seconds, and the card tracks every confirmation in real time.
03
BTC arrives on Bitcoin
Once your deposit confirms, the payout goes out to your Bitcoin address directly — Bitcoin typically confirms in 10–60 minutes. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live comparison
On 100 USDT, ChangeNOW quoted 0.00006758 BTC more at this check.
Live quotes from every exchange that answered, at exactly this size: USDT → BTC on BITCOIN
Send 100 USDT → Receive BTC (BITCOIN)
Minimum 5 USDT · maximum 15000 USDT per swap
ChangeNOW Best
ChangeNOW delivers the most here — 0.61% more than StealthEX, but it has not stated its network fee, so that figure is a ceiling rather than a promise. StealthEX is 0.61% behind on paper and is one of the few whose number we can confirm.
You receive0.0012558 BTCNetwork feenot statedID checkKYC rareTimenot stated
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | ChangeNOWBest KYC rare | 0.0012558 BTC | not stated | 1.06% | Best |
| 2 | StealthEX KYC rare | 0.0012482 BTC | included | 1.66% | −0.0000076-0.61% |
| 3 | Alfacash KYC rare | 0.0012482 BTC | not stated | 1.66% | −0.00000761-0.61% |
| 4 | SimpleSwap KYC rare | 0.0012431 BTC | included | 2.06% | −0.0000127-1.01% |
| 5 | SideShift.ai KYC possible | 0.0012252 BTC | not stated | 3.48% | −0.00003064-2.44% |
| 6 | ChangeHero KYC possible | 0.0011997 BTC | 0.00003 BTC | 5.48% | −0.000056111-4.47% |
| 7 | Cambio KYC rare~5 min | 0.0011882 BTC | 0.000075 BTC | 6.39% | −0.00006758-5.38% |
| 8 | Quickex KYC possible | 0.0011728 BTC | 0.00009 BTC | 7.60% | −0.00008298-6.61% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Cambio was behind the best rate at this check — and we show it anyway. Every quote is compared live, and the number on the card is the number that settles.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
USDT on BNB Smart Chain → BTC on Bitcoin
What USDT → BTC actually costs
- You send 100 USDT on BNB Smart Chain.
- You receive 0.0012482 BTC.
- The smallest swap this corridor accepts is 110 USDT.
Why this pair behaves the way it does
BNB Smart Chain produces blocks several times a second, so the 4 confirmations Cambio waits for on your USDT pass almost immediately and the BTC payout is what you are actually waiting on.
BTC is Bitcoin's own coin; the payout pays its cost from the amount itself.
Floor on Bitcoin: 0.7%. Below that the corridor stops covering settlement.
BTC on Bitcoin carries 8 decimals, so every amount on this page is quoted to that precision and no further.
How long USDT on BNB Smart Chain takes to clear
Cambio waits 4 confirmations on BNB Smart Chain, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
USDT on BNB Smart Chain → BTC on Bitcoin, in numbers
| Minimum | 110 USDT |
|---|---|
| Maximum | 15000 USDT |
| Commission floor | 0.7% |
| Confirmations | 4 on BNB Smart Chain |
| Typical time | 3–10 min |
| BTC precision | 8 (BTC) |
| USDT contract on BNB Smart Chain | 0x55d398326f99059fF775485246999027B3197955 |
| USDT precision | 18 (USDT) |
| For 1 USDT on BNB Smart Chain | 0.0000118822 BTC |
| For 1 BTC on Bitcoin | 84,159.5 USDT |
| Smallest payout | 0.00130704 BTC |
| Largest payout | 0.178233 BTC |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDT
BNB Smart Chain BEP20
USDT on BNB Smart Chain is the exchange-default flavour of dollar-pegged USDT. The network confirms in seconds, with consistently low network fees — and it is the cheap-to-move USDT most CEX withdrawals default to.
- NetworkBNB Smart Chain
- Confirmations needed4
- Average block time~3-second blocks
BTC
Bitcoin native
BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.
- NetworkBitcoin
- Confirmations needed2
- Typical payout confirmationtypically confirms in 10–60 minutes
What you need to know
Before you swap USDT to BTC on Bitcoin.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 5 USDT |
|---|---|
| Largest swap this corridor accepts | 15000 USDT |
| Exchanges quoting this route, by size | 7 of 9 at 100 USDT |
| Best-to-worst gap, by size | 6.61% at 100 USDT |
| Our place, by size | 7 of 8 at 100 USDT |
| Confirmations we wait for on BNB Smart Chain | 4 |
| Typical time, deposit to payout | 3–10 min |
Questions
USDT to BTC on Bitcoin — frequently asked.
Is this a bridge swap?
No. Your USDT goes to a Cambio deposit address on BSC as an ordinary transfer, and you receive BTC on Bitcoin as an ordinary Bitcoin transaction. No bridge contract, no wrapped assets, no cross-chain messages.
What’s the end-to-end time?
The deposit side on BNB Smart Chain confirms in seconds; the payout on Bitcoin typically confirms in 10–60 minutes. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Can I receive the BTC into an exchange account?
Yes — on the exchange’s deposit screen pick BTC and make sure the network is Bitcoin, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
What makes Cambio better on this route?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
Other swaps
You might also want.
All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
