Swap USDT on Ethereum to BTC on Bitcoin. Better.

No bridge. No wrapped BTC. Just an ordinary USDT transfer to a Cambio Ethereum address, and a native BTC payout straight to your wallet.

EXCHANGE

Create an exchange

Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.

USDT → BTC

Live rate

You sendEthereum

Min 5 · Max 15000 USDT

You getBitcoin

1 USDT = 0.000012432 BTC

Destination

By creating an exchange you agree to Cambio's Exchange Terms, the AML/KYC/KYT policy and the Privacy Policy.

AIDo the same swap by just saying it: “Swap 100 USDT to BTC”→

How it works

Swap USDT to BTC in three steps.

No accounts, no waiting. Tell Cambio what you want, send your USDT, and the BTC lands in your wallet in under a minute.

A painted vessel of intent — the moment the AI receives your swap request.

Tell Cambio what you want

Type "swap 500 USDT on Ethereum to BTC on Bitcoin" into the composer. The AI parses your intent and returns a live quote with the chain-aware spread floor (0.39% on Ethereum deposits).

A painted vessel pouring a single coin — the moment your deposit confirms.

Send USDT to the Ethereum deposit address

Cambio generates a one-time Ethereum deposit address. Send your USDT using the ERC20 contract. You need a small amount of ETH in your source wallet to pay gas.

A painted receiving bowl with a settled coin — the moment your swap completes.

BTC arrives on Bitcoin

Once your USDT deposit confirms, Cambio broadcasts a Bitcoin transaction to your destination address. Bitcoin confirms in about 10 minutes. End-to-end usually 10–15 minutes.

Live comparison

On 100 USDT, ChangeNOW quoted 0.00006248 BTC more at this check.

Live quotes from every exchange that answered, at exactly this size: USDT → BTC on BITCOIN

Send 100 USDT → Receive BTC (BITCOIN)

Rates observed 2026-09-11 15:39 UTC · at 100 USDT · Exchanges quoting 7/9

Minimum 5 USDT · maximum 15000 USDT per swap

ChangeNOW Best

ChangeNOW delivers the most here — 0.60% more than StealthEX, but it has not stated its network fee, so that figure is a ceiling rather than a promise. StealthEX is 0.60% behind on paper and is one of the few whose number we can confirm.

You receive0.0012507 BTCNetwork feenot statedID checkKYC rareTimenot stated

#	Exchange	You receive	Network fee	All-in cost, to scale	vs best
1	ChangeNOWBest KYC rare	0.0012507 BTC	not stated	1.49%	Best
2	StealthEX KYC rare	0.0012432 BTC	included	2.08%	−0.0000075-0.60%
3	Alfacash KYC rare	0.0012382 BTC	not stated	2.47%	−0.00001251-1.00%
4	SimpleSwap KYC rare	0.0012381 BTC	included	2.48%	−0.0000126-1.01%
5	SideShift.ai KYC possible	0.0012241 BTC	not stated	3.58%	−0.00002658-2.13%
6	ChangeHero KYC possible	0.0011995 BTC	0.00003 BTC	5.52%	−0.000051156-4.09%
7	Cambio KYC rare~5 min	0.0011882 BTC	0.000075 BTC	6.41%	−0.00006248-5.00%
8	Quickex KYC possible	0.001173 BTC	0.00009 BTC	7.61%	−0.00007775-6.22%

Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.

Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.

Cambio was behind the best rate at this check — and we show it anyway. Every quote is compared live, and the number on the card is the number that settles.

Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.

THIS CORRIDOR, IN NUMBERS

USDT on Ethereum → BTC on Bitcoin

What USDT → BTC actually costs

You send 100 USDT on Ethereum.
You receive 0.0012432 BTC.
The smallest swap this corridor accepts is 110 USDT.

Why this pair behaves the way it does

Ethereum confirms in seconds per block, and 4 confirmations is enough to make a reorganisation impractical without leaving your USDT sitting there.

BTC is Bitcoin's own coin; the payout pays its cost from the amount itself.

Floor on Bitcoin: 0.7%. Below that the corridor stops covering settlement.

BTC on Bitcoin carries 8 decimals, so every amount on this page is quoted to that precision and no further.

How long USDT on Ethereum takes to clear

Cambio waits 4 confirmations on Ethereum, then sends the payout immediately. End to end this corridor typically takes 3–10 min.

USDT on Ethereum → BTC on Bitcoin, in numbers

Minimum	110 USDT
Maximum	15000 USDT
Commission floor	0.7%
Confirmations	4 on Ethereum
Typical time	3–10 min
BTC precision	8 (BTC)
USDT contract on Ethereum	0xdAC17F958D2ee523a2206206994597C13D831ec7
USDT precision	6 (USDT)
For 1 USDT on Ethereum	0.0000118822 BTC
For 1 BTC on Bitcoin	84,159.5 USDT
Smallest payout	0.00130704 BTC
Largest payout	0.178233 BTC

Verify on the block explorer

The two coins

What you’re actually swapping.

Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.

USDT is a US-dollar-pegged stablecoin issued by Tether. The ERC20 version on Ethereum is the longest-established USDT contract. The most common reason to swap into BTC from ERC20 USDT is to take a position in Bitcoin from dollar-stable holdings.

NetworkEthereum (ERC20)
Contract address0xdAC17F958D2ee523a2206206994597C13D831ec7
Confirmations needed4
Decimals6

Bitcoin is the original cryptocurrency. You receive native BTC into your destination Bitcoin address — no wrapping.

NetworkBitcoin (mainnet, native UTXO)
Confirmations needed2
Typical payout confirmation~10 minutes after broadcast

What you need to know

Before you swap USDT to BTC on Bitcoin.

Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.

Smallest swap this corridor accepts	5 USDT
Largest swap this corridor accepts	15000 USDT
Exchanges quoting this route, by size	7 of 9 at 100 USDT
Best-to-worst gap, by size	6.22% at 100 USDT
Our place, by size	7 of 8 at 100 USDT
Confirmations we wait for on Ethereum	4
Typical time, deposit to payout	3–10 min

Questions

USDT to BTC on Bitcoin — frequently asked.

Is this a bridge swap?

No. Your USDT goes to a Cambio Ethereum address; we send native BTC on the Bitcoin network. No wrapped BTC, no bridge validator set.

How long does the swap take?

Usually 10 to 15 minutes total. The Ethereum deposit confirms in about 12 seconds; the Bitcoin payout broadcasts immediately and confirms in about 10 minutes.

Do I need to verify my identity?

No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.

What is the maximum I can swap?

There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.

Can I send TRC20 USDT instead?

For TRC20 USDT, use the USDT-Tron → BTC-Bitcoin pair (#22) — same Bitcoin destination, Tron source side instead of Ethereum. Tron-side deposits get the cheaper 0.30% spread floor.

Why is Cambio cheaper than ChangeNow or SimpleSwap on this pair?

Tight chain-aware spread (0.39% floor on Ethereum), live-market pricing, and a live competitor strip on every quote.

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