01
Tell Cambio what you want
Type "swap 500 USDC on Ethereum to BTC on Bitcoin" into the composer. The AI parses your intent and returns a live quote with the chain-aware spread floor (0.39% on Ethereum deposits).
Swap USDC on Ethereum to BTC on Bitcoin. Better.
No bridge. No wrapped BTC. Just an ordinary USDC transfer to a Cambio Ethereum address, and a native BTC payout straight to your wallet.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDC → BTC
Live rateYou sendEthereum
You getBitcoin
Destination
AIDo the same swap by just saying it: “Swap 100 USDC to BTC”→
How it works
Swap USDC to BTC in three steps.
No accounts, no waiting. Tell Cambio what you want, send your USDC, and the BTC lands in your wallet in under a minute.
02
Send USDC to the Ethereum deposit address
Cambio generates a one-time Ethereum deposit address. Send your USDC using the ERC20 contract. You need a small amount of ETH in your source wallet for gas.
03
BTC arrives on Bitcoin
Once your USDC deposit confirms, Cambio broadcasts a Bitcoin transaction to your destination address. Bitcoin confirms in about 10 minutes. End-to-end usually 10–15 minutes.
Live comparison
On 100 USDC, ChangeNOW quoted 0.00006059 BTC more at this check.
Live quotes from every exchange that answered, at exactly this size: USDC → BTC on BITCOIN
Send 100 USDC → Receive BTC (BITCOIN)
Minimum 5 USDC · maximum 15000 USDC per swap
ChangeNOW Best
ChangeNOW delivers the most here — 0.31% more than Alfacash, but it has not stated its network fee, so that figure is a ceiling rather than a promise. StealthEX is 0.61% behind on paper and is one of the few whose number we can confirm.
You receive0.0012528 BTCNetwork feenot statedID checkKYC rareTimenot stated
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | ChangeNOWBest KYC rare | 0.0012528 BTC | not stated | 1.60% | Best |
| 2 | Alfacash KYC rare | 0.001249 BTC | not stated | 1.90% | −0.00000382-0.30% |
| 3 | StealthEX KYC rare | 0.0012452 BTC | included | 2.20% | −0.0000076-0.61% |
| 4 | SimpleSwap KYC rare | 0.0012402 BTC | included | 2.59% | −0.0000126-1.01% |
| 5 | SideShift.ai KYC possible | 0.0012359 BTC | not stated | 2.93% | −0.00001691-1.35% |
| 6 | ChangeHero KYC possible | 0.0012037 BTC | 0.00003 BTC | 5.46% | −0.000049134-3.92% |
| 7 | Cambio KYC rare~5 min | 0.0011922 BTC | 0.000075 BTC | 6.36% | −0.00006059-4.84% |
| 8 | Quickex KYC possible | 0.0011771 BTC | 0.00009 BTC | 7.55% | −0.0000757-6.04% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Cambio was behind the best rate at this check — and we show it anyway. Every quote is compared live, and the number on the card is the number that settles.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
USDC on Ethereum → BTC on Bitcoin
What USDC → BTC actually costs
- You send 100 USDC on Ethereum.
- You receive 0.00124898 BTC.
- The smallest swap this corridor accepts is 109.978 USDC.
Why this pair behaves the way it does
Ethereum confirms in seconds per block, and 4 confirmations is enough to make a reorganisation impractical without leaving your USDC sitting there.
BTC is Bitcoin's own coin; the payout pays its cost from the amount itself.
Floor on Bitcoin: 0.7%. Below that the corridor stops covering settlement.
BTC on Bitcoin carries 8 decimals, so every amount on this page is quoted to that precision and no further.
How long USDC on Ethereum takes to clear
Cambio waits 4 confirmations on Ethereum, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
USDC on Ethereum → BTC on Bitcoin, in numbers
| Minimum | 109.978 USDC |
|---|---|
| Maximum | 15000 USDC |
| Commission floor | 0.7% |
| Confirmations | 4 on Ethereum |
| Typical time | 3–10 min |
| BTC precision | 8 (BTC) |
| USDC contract on Ethereum | 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 |
| USDC precision | 6 (USDC) |
| For 1 USDC on Ethereum | 0.0000119221 BTC |
| For 1 BTC on Bitcoin | 83,877.84 USDC |
| Smallest payout | 0.00131117 BTC |
| Largest payout | 0.1788315 BTC |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDC (ERC20)
USD Coin on Ethereum
USDC is a US-dollar-pegged stablecoin issued by Circle. The ERC20 version lives on Ethereum mainnet and carries tighter issuer-disclosure than USDT.
- NetworkEthereum (ERC20)
- Contract address0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
- Confirmations needed4
- Decimals6
BTC
Bitcoin
Bitcoin is the original cryptocurrency. You receive native BTC into your destination Bitcoin address.
- NetworkBitcoin (mainnet, native UTXO)
- Confirmations needed2
- Typical payout confirmation~10 minutes after broadcast
What you need to know
Before you swap USDC to BTC on Bitcoin.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 5 USDC |
|---|---|
| Largest swap this corridor accepts | 15000 USDC |
| Exchanges quoting this route, by size | 7 of 9 at 100 USDC |
| Best-to-worst gap, by size | 6.04% at 100 USDC |
| Our place, by size | 7 of 8 at 100 USDC |
| Confirmations we wait for on Ethereum | 4 |
| Typical time, deposit to payout | 3–10 min |
Questions
USDC to BTC on Bitcoin — frequently asked.
Is this a bridge swap?
No. Your USDC goes to a Cambio Ethereum address; we send native BTC on the Bitcoin network. No wrapped BTC, no bridge.
How long does the swap take?
Usually 10 to 15 minutes total. The Ethereum deposit confirms in about 12 seconds; the Bitcoin payout broadcasts immediately and confirms in about 10 minutes on the Bitcoin side.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Why USDC instead of USDT for the source?
Personal preference. USDC has tighter regulatory disclosures from Circle than USDT from Tether. If you hold USDT instead, use the USDT-Ethereum → BTC pair (#16).
Why is Cambio cheaper than ChangeNow or SimpleSwap on this pair?
Tight chain-aware spread (0.39% floor on Ethereum), live-market pricing, and a live competitor strip on every quote.
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