01
Tell Cambio what you want
Type "swap 0.01 BTC to USDC on Ethereum" into the composer. The AI parses your intent and returns a live quote with the chain-aware spread floor (0.60% on Bitcoin-side deposits).
Swap BTC on Bitcoin to USDC on Ethereum. Better.
No bridge. No wrapped BTC. Just an ordinary BTC transfer to a Cambio Bitcoin address, and an ordinary USDC payout on Ethereum straight to your wallet.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
BTC → USDC
Live rateYou sendBitcoin
You getEthereum
Destination
AIDo the same swap by just saying it: “Swap 0.01 BTC to USDC”→
How it works
Swap BTC to USDC in three steps.
No accounts, no waiting. Tell Cambio what you want, send your BTC, and the USDC lands in your wallet in under a minute.
02
Send BTC to the Bitcoin deposit address
Cambio generates a one-time Bitcoin deposit address (bech32 format, bc1q...). Pay a reasonable miner fee; typical confirmation in 10–30 minutes.
03
USDC arrives on Ethereum
Once your BTC deposit confirms, Cambio settles non-custodially and sends USDC to your destination wallet using the ERC20 contract. End-to-end usually 10–30 minutes.
Live comparison
On 0.01 BTC you get 2.06 USDC more with Cambio.
Live quotes from every exchange that answered, at exactly this size: BTC → USDC on ETHEREUM
Send 0.01 BTC → Receive USDC (ETHEREUM)
Minimum 0.0000647 BTC · maximum 0.194 BTC per swap
Cambio Best
Cambio delivers the most here — 0.27% more than Alfacash, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 11 minutes.
You receive773.1777 USDCNetwork fee0.8 USDCID checkKYC rareTime~11 min
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | CambioBest KYC rare~11 min | 773.1777 USDC | 0.8 USDC | 0.58% | Best |
| 2 | Alfacash KYC rare | 771.1133 USDC | not stated | 0.85% | −2.0644-0.27% |
| 3 | ChangeNOW KYC rare | 770.8014 USDC | not stated | 0.89% | −2.3762-0.31% |
| 4 | ChangeHero KYC possible | 770.4070 USDC | 0.5 USDC | 0.94% | −2.7706-0.36% |
| 5 | SimpleSwap KYC rare | 768.4851 USDC | included | 1.19% | −4.6926-0.61% |
| 5 | StealthEX KYC rare | 768.4851 USDC | included | 1.19% | −4.6926-0.61% |
| 7 | Quickex KYC possible | 766.4600 USDC | 5.5000 USDC | 1.45% | −6.7177-0.87% |
| 8 | SideShift.ai KYC possible | 762.7121 USDC | not stated | 1.93% | −10.4656-1.35% |
| 9 | LetsExchange KYC rare | 761.6663 USDC | 0.6 USDC | 2.06% | −11.5114-1.49% |
| 10 | Godex KYC never | 749.2356 USDC | 2.1557 USDC | 3.66% | −23.9421-3.10% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
+27 bps
advantage over the next-best aggregator.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
BTC on Bitcoin → USDC on Ethereum
What BTC → USDC actually costs
- You send 0.01 BTC on Bitcoin.
- You receive 773.177666 USDC.
- The smallest swap this corridor accepts is 0.0022 BTC.
Why this pair behaves the way it does
Bitcoin is a UTXO chain: your BTC deposit has to be mined, and until it confirms it can still be replaced. Cambio waits 2 confirmations before sending your USDC, so the Bitcoin side sets the pace here, not the Ethereum side.
USDC on Ethereum is a token, so sending it also needs Ethereum's own coin for gas. Cambio funds that separately, which is why the USDC side is capped by what the wallet holds rather than by a policy number.
Floor on Ethereum: 0.455%. Below that the corridor stops covering settlement.
USDC on Ethereum carries 6 decimals, so every amount on this page is quoted to that precision and no further.
How long BTC on Bitcoin takes to clear
Cambio waits 2 confirmations on Bitcoin, then sends the payout immediately. End to end this corridor typically takes ~11 min.
BTC on Bitcoin → USDC on Ethereum, in numbers
| Minimum | 0.0022 BTC |
|---|---|
| Maximum | 0.194 BTC |
| Commission floor | 0.455% |
| Confirmations | 2 on Bitcoin |
| Typical time | ~11 min |
| USDC precision | 6 (USDC) |
| USDC contract on Ethereum | 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 |
| BTC precision | 8 (BTC) |
| For 1 BTC on Bitcoin | 77,317.77 USDC |
| For 1 USDC on Ethereum | 0.000012933638 BTC |
| Smallest payout | 170.0991 USDC |
| Largest payout | 14,996.85 USDC |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
BTC
Bitcoin
Bitcoin is the original cryptocurrency. UTXO transfer on the Bitcoin mainnet. Cambio waits for 1 confirmation before paying out.
- NetworkBitcoin (mainnet, native UTXO)
- Confirmations needed2
- Average block time~10 minutes
USDC (ERC20)
USD Coin on Ethereum
USDC is a US-dollar-pegged stablecoin issued by Circle. The ERC20 version lives on Ethereum mainnet and carries Circle's regulatory disclosures — preferred by some counterparties over USDT for transparency reasons. The dollar value is the same.
- Network at this pairEthereum (ERC20)
- Contract address0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
- Confirmations needed4
- Decimals6
What you need to know
Before you swap BTC to USDC on Ethereum.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 0.0000647 BTC |
|---|---|
| Largest swap this corridor accepts | 0.194 BTC |
| Exchanges quoting this route, by size | 9 of 9 at 0.01 BTC |
| Best-to-worst gap, by size | 2.84% at 0.01 BTC |
| Our place, by size | 1 of 10 at 0.01 BTC |
| Confirmations we wait for on Bitcoin | 2 |
| Typical time, deposit to payout | ~11 min |
| USDC contract on Ethereum | 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 |
Questions
BTC to USDC on Ethereum — frequently asked.
Is this a bridge swap?
No. Your BTC goes to a Cambio Bitcoin address. We send USDC to your Ethereum wallet using the ERC20 contract. No wrapped BTC, no bridge.
How long does the swap take?
Usually 10 to 30 minutes total, dominated by Bitcoin confirmation. The Ethereum USDC payout itself confirms in about 12 seconds soft once we trigger it.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Why USDC instead of USDT?
Circle's USDC carries tighter regulatory disclosures than Tether's USDT, which matters for some counterparties (corporate treasuries, US-based exchanges). The dollar value is the same. If you prefer USDT, use the BTC → USDT-Ethereum pair (#15) instead.
Why is Cambio cheaper than ChangeNow or SimpleSwap on BTC-to-USDC?
Chain-aware spread (0.60% floor on Bitcoin), live-market pricing, and a live competitor strip on every quote.
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