Swap USDT to USDC on Ethereum. Better.

Tell Cambio what you want — AI finds the best route to swap your USDT to USDC on Ethereum.

Silk Road bazaar with saffron awnings
EXCHANGE

Create an exchange

Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.

USDT → USDC

Live rate
You sendEthereum
Min 5 · Max 15000 USDT
You getEthereum
1 USDT = 0.98800076 USDC
Destination
AIDo the same swap by just saying it: “Swap 100 USDT to USDC”
How it works

Swap USDT to USDC in three steps.

No accounts, no waiting. Tell Cambio what you want, send your USDT, and the USDC lands in your wallet in under a minute.

A painted vessel of intent — the moment the AI receives your swap request.
01
Tell Cambio what you want

Type "swap 200 USDT to USDC on Ethereum" into the composer. The AI returns a live quote with the chain-aware spread floor (0.39% on Ethereum).

A painted vessel pouring a single coin — the moment your deposit confirms.
02
Send USDT to the Ethereum deposit address

Cambio generates a one-time Ethereum deposit address. Send USDT using ERC20. You need a small amount of ETH in your source wallet for gas.

A painted receiving bowl with a settled coin — the moment your swap completes.
03
USDC arrives on Ethereum

Once your USDT deposit confirms, Cambio settles the swap non-custodially and sends USDC to your destination using the ERC20 contract.

Live comparison

We compare the biggest exchanges on every quote — including when we lose.

USDT → USDC · Start a quote and the AI fetches a live price from every exchange on the panel, side by side. No example numbers here — only live ones.

THIS CORRIDOR, IN NUMBERS

USDT on Ethereum → USDC on Ethereum

What USDT → USDC actually costs

  • You send 100 USDT on Ethereum.
  • You receive 98.800076 USDC.
  • The smallest swap this corridor accepts is 110 USDT.

Why this pair behaves the way it does

Ethereum confirms in seconds per block, and confirmations is enough to make a reorganisation impractical without leaving your USDT sitting there.

USDT on Ethereum and USDC on Ethereum

USDT and USDC both track the dollar, but they are separate tokens on separate chains — USDT issued on Ethereum, USDC issued on Ethereum.

People move a dollar token between chains to reach something only one side has: a protocol, an exchange deposit, or a cheaper onward transfer. Cambio does it as a swap — send USDT on Ethereum, receive USDC on Ethereum, no account.

USDT on Ethereum → USDC on Ethereum, in numbers

Minimum110 USDT
For 1 USDT on Ethereum0.98800076 USDC
For 1 USDC on Ethereum1.01214497 USDT
Smallest payout108.6801 USDC
The two coins

What you’re actually swapping.

Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.

USDT (ERC20)
Tether on Ethereum

USDT is a US-dollar-pegged stablecoin issued by Tether. The most common reason to swap USDT for USDC on Ethereum is that a counterparty (corporate treasury, US-based exchange) prefers USDC's tighter regulatory disclosures from Circle.

  • NetworkEthereum (ERC20)
  • Contract address0xdAC17F958D2ee523a2206206994597C13D831ec7
  • Confirmations needed4
  • Decimals6
USDC (ERC20)
USD Coin on Ethereum

USDC is a US-dollar-pegged stablecoin issued by Circle. The ERC20 version on Ethereum mainnet carries Circle's regulatory disclosures.

  • Network at this pairEthereum (ERC20)
  • Contract address0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
  • Confirmations needed4
  • Decimals6
Questions

USDT to USDC on Ethereum — frequently asked.

Why would I swap USDT for USDC?

Counterparty preference. USDC carries tighter regulatory disclosures from Circle; US-based exchanges and corporate treasuries often prefer it. The dollar value is the same.

How long does the swap take?

Usually under a minute. Ethereum confirms in ~12 sec soft.

Do I need to verify my identity?

No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.

What is the maximum I can swap?

There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.

Can I do the same swap on BSC instead?

Yes — USDT (BEP20) → USDC (BEP20) on BSC is pair #47 in launch scope, with a 0.30% spread floor (vs 0.39% on Ethereum). BSC is cheaper for this swap if you do not specifically need ERC20 USDC.

Why is Cambio cheaper than ChangeNow or SimpleSwap on this pair?

Tight chain-aware spread (0.39% floor on Ethereum), live-market pricing, and a live competitor strip on every quote.