Swap USDC to USDT on Ethereum. Better.

Tell Cambio what you want — AI finds the best route to swap your USDC to USDT on Ethereum.

Night observatory under constellation sigils
EXCHANGE

Create an exchange

Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.

USDC → USDT

Live rate
You sendEthereum
Min 5 · Max 15000 USDC
You getEthereum
1 USDC = 0.9882989999999999 USDT
Destination
AIDo the same swap by just saying it: “Swap 100 USDC to USDT”
How it works

Swap USDC to USDT in three steps.

No accounts, no waiting. Tell Cambio what you want, send your USDC, and the USDT lands in your wallet in under a minute.

A painted vessel of intent — the moment the AI receives your swap request.
01
Tell Cambio what you want

Type "swap 200 USDC to USDT on Ethereum" into the composer. The AI returns a live quote with the chain-aware spread floor (0.39% on Ethereum).

A painted vessel pouring a single coin — the moment your deposit confirms.
02
Send USDC to the Ethereum deposit address

Cambio generates a one-time Ethereum deposit address. Send USDC using ERC20. You need a small amount of ETH in your source wallet for gas.

A painted receiving bowl with a settled coin — the moment your swap completes.
03
USDT arrives on Ethereum

Once your USDC deposit confirms, Cambio settles the swap non-custodially and sends USDT to your destination using the ERC20 contract.

Live comparison

On 100 USDC you get 0.3542 USDT more with Cambio.

Live quotes from every exchange that answered, at exactly this size: USDC → USDT on ETHEREUM

Send 100 USDC → Receive USDT (ETHEREUM)
Rates observed 2026-09-11 15:19 UTC · at 100 USDC · Exchanges quoting 7/9
Minimum 5 USDC · maximum 15000 USDC per swap
Cambio Best

Cambio delivers the most here — 0.36% more than ChangeNOW, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 5 minutes.

You receive98.8299 USDTNetwork fee0.8 USDTID checkKYC rareTime~5 min
#ExchangeYou receiveNetwork feeAll-in cost, to scalevs best
1 CambioBest
KYC rare~5 min
98.8299 USDT0.8 USDT1.17%Best
2 ChangeNOW
KYC rare
98.4757 USDTnot stated1.52%−0.3542-0.36%
3 SimpleSwap
KYC rare
98.2588 USDTincluded1.74%−0.5711-0.58%
4 StealthEX
KYC rare
98.1952 USDTincluded1.80%−0.6347-0.64%
5 Alfacash
KYC rare
98.0966 USDTnot stated1.90%−0.7333-0.74%
6 SideShift.ai
KYC possible
97.9178 USDTnot stated2.08%−0.9121-0.92%
7 ChangeHero
KYC possible
97.9089 USDT0.5 USDT2.09%−0.9210-0.93%
8 Quickex
KYC possible
93.8200 USDT5.5000 USDT6.18%−5.0099-5.07%

Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.

Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.

+36 bps
advantage over the next-best aggregator.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS

USDC on Ethereum → USDT on Ethereum

What USDC → USDT actually costs

  • You send 100 USDC on Ethereum.
  • You receive 98.8299 USDT.
  • The smallest swap this corridor accepts is 109.978 USDC.

Why this pair behaves the way it does

Ethereum confirms in seconds per block, and 4 confirmations is enough to make a reorganisation impractical without leaving your USDC sitting there.

USDT on Ethereum is a token, so sending it also needs Ethereum's own coin for gas. Cambio funds that separately, which is why the USDT side is capped by what the wallet holds rather than by a policy number.

Floor on Ethereum: 0.455%. Below that the corridor stops covering settlement.

USDT on Ethereum carries 6 decimals, so every amount on this page is quoted to that precision and no further.

USDC on Ethereum and USDT on Ethereum

USDC and USDT both track the dollar, but they are separate tokens on separate chains — USDC issued on Ethereum, USDT issued on Ethereum.

Worth checking before you send: on Ethereum the token is 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48, and the USDT you receive on Ethereum is 0xdAC17F958D2ee523a2206206994597C13D831ec7.

Ethereum needs 4 confirmations before Cambio releases your USDT; that wait, not the Ethereum payout, is what you spend time on.

People move a dollar token between chains to reach something only one side has: a protocol, an exchange deposit, or a cheaper onward transfer. Cambio does it as a swap — send USDC on Ethereum, receive USDT on Ethereum, no account.

How long USDC on Ethereum takes to clear

Cambio waits 4 confirmations on Ethereum, then sends the payout immediately. End to end this corridor typically takes ~5 min.

USDC on Ethereum → USDT on Ethereum, in numbers

Minimum109.978 USDC
Maximum15000 USDC
Commission floor0.455%
Confirmations4 on Ethereum
Typical time~5 min
USDT precision6 (USDT)
USDC contract on Ethereum0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
USDT contract on Ethereum0xdAC17F958D2ee523a2206206994597C13D831ec7
USDC precision6 (USDC)
For 1 USDC on Ethereum0.988299 USDT
For 1 USDT on Ethereum1.01183953 USDC
Smallest payout108.6911 USDT
Largest payout14,824.48 USDT

Verify on the block explorer

The two coins

What you’re actually swapping.

Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.

USDC (ERC20)
USD Coin on Ethereum

There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.

  • NetworkEthereum (ERC20)
  • Contract address0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
  • Confirmations needed4
  • Decimals6
USDT (ERC20)
Tether on Ethereum

USDT is a US-dollar-pegged stablecoin issued by Tether. The ERC20 version on Ethereum mainnet is the longest-established USDT contract.

  • Network at this pairEthereum (ERC20)
  • Contract address0xdAC17F958D2ee523a2206206994597C13D831ec7
  • Confirmations needed4
  • Decimals6
What you need to know

Before you swap USDC to USDT on Ethereum.

Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.

Smallest swap this corridor accepts5 USDC
Largest swap this corridor accepts15000 USDC
Exchanges quoting this route, by size7 of 9 at 100 USDC
Best-to-worst gap, by size4.73% at 100 USDC
Our place, by size1 of 8 at 100 USDC
Confirmations we wait for on Ethereum4
Typical time, deposit to payout~5 min
USDT contract on Ethereum0xdAC17F958D2ee523a2206206994597C13D831ec7
Questions

USDC to USDT on Ethereum — frequently asked.

Why would I swap USDC for USDT?

There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.

How long does the swap take?

Usually under a minute. Ethereum confirms in ~12 sec soft.

Do I need to verify my identity?

No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.

What is the maximum I can swap?

There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.

Can I do the same swap on BSC?

Yes — USDC (BEP20) → USDT (BEP20) on BSC is pair #48 in launch scope, with a 0.30% spread floor (vs 0.39% on Ethereum). BSC is cheaper if you do not specifically need ERC20 USDT.

Why is Cambio cheaper than ChangeNow or SimpleSwap on this pair?

Tight chain-aware spread (0.39% floor on Ethereum), live-market pricing, and a live competitor strip on every quote.