Tell the AI what you want, send one deposit, receive USDT on Arbitrum. No bridge, no stored balances, and the comparison table runs on every quote.
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDC → USDT
Live rateNo accounts, no waiting. Tell Cambio what you want, send your USDC, and the USDT lands in your wallet in under a minute.
Type "swap 100 USDC to USDT on Arbitrum" into the composer. The AI parses your intent, confirms Ethereum as the source and Arbitrum as the destination, and returns a live quote with the full competitor comparison alongside it.
Cambio generates a one-time deposit address on Ethereum. Send your USDC there — Ethereum confirms in well under a minute, and the card tracks every confirmation in real time.
Once your deposit confirms, the payout goes out to your Arbitrum address directly — Arbitrum confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live quotes from every exchange that answered, at exactly this size: USDC → USDT on ARBITRUM
Cambio delivers the most here — 0.78% more than ChangeHero, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 5 minutes.
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | CambioBest KYC rare~5 min | 99.5299 USDT | 0.1 USDT | 0.47% | Best |
| 2 | ChangeHero KYC possible | 98.7589 USDT | 0.25 USDT | 1.24% | −0.7710-0.77% |
| 3 | SimpleSwap KYC rare | 98.5800 USDT | included | 1.42% | −0.9499-0.95% |
| 4 | StealthEX KYC rare | 98.5400 USDT | included | 1.46% | −0.9899-0.99% |
| 5 | ChangeNOW KYC rare | 98.5259 USDT | not stated | 1.47% | −1.0040-1.01% |
| 6 | Quickex KYC possible | 98.5100 USDT | 1.0000 USDT | 1.49% | −1.0199-1.02% |
| 7 | SideShift.ai KYC possible | 97.9875 USDT | not stated | 2.01% | −1.5424-1.55% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Ethereum confirms in seconds per block, and 4 confirmations is enough to make a reorganisation impractical without leaving your USDC sitting there.
USDT on Arbitrum is a token, so sending it also needs Arbitrum's own coin for gas. Cambio funds that separately, which is why the USDT side is capped by what the wallet holds rather than by a policy number.
Floor on Arbitrum: 0.35%. Below that the corridor stops covering settlement.
USDT on Arbitrum carries 6 decimals, so every amount on this page is quoted to that precision and no further.
USDC and USDT both track the dollar, but they are separate tokens on separate chains — USDC issued on Ethereum, USDT issued on Arbitrum.
Worth checking before you send: on Ethereum the token is 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48, and the USDT you receive on Arbitrum is 0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9.
Ethereum needs 4 confirmations before Cambio releases your USDT; that wait, not the Arbitrum payout, is what you spend time on.
People move a dollar token between chains to reach something only one side has: a protocol, an exchange deposit, or a cheaper onward transfer. Cambio does it as a swap — send USDC on Ethereum, receive USDT on Arbitrum, no account.
Cambio waits 4 confirmations on Ethereum, then sends the payout immediately. End to end this corridor typically takes ~5 min.
| Minimum | 109.978 USDC |
|---|---|
| Maximum | 15000 USDC |
| Commission floor | 0.35% |
| Confirmations | 4 on Ethereum |
| Typical time | ~5 min |
| USDT precision | 6 (USDT) |
| USDC contract on Ethereum | 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48 |
| USDT contract on Arbitrum | 0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9 |
| USDC precision | 6 (USDC) |
| For 1 USDC on Ethereum | 0.995299 USDT |
| For 1 USDT on Arbitrum | 1.0047232 USDC |
| Smallest payout | 109.461 USDT |
| Largest payout | 14,929.48 USDT |
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDC on Ethereum is the canonical, issuer-native USDC. The network confirms in well under a minute, with gas is the price of L1 — it rises when the chain is busy — and this is the issuer-native home of USDC.
USDT on Arbitrum is dollar-pegged USDT in the Ethereum ecosystem at rollup fees. The network confirms in seconds, with L2 fees — a fraction of Ethereum L1 gas — and you get Ethereum-ecosystem USDT without paying L1 gas.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 5 USDC |
|---|---|
| Largest swap this corridor accepts | 15000 USDC |
| Exchanges quoting this route, by size | 6 of 9 at 100 USDC |
| Best-to-worst gap, by size | 0.78% at 100 USDC |
| Our place, by size | 1 of 7 at 100 USDC |
| Confirmations we wait for on Ethereum | 4 |
| Typical time, deposit to payout | ~5 min |
| USDT contract on Arbitrum | 0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9 |
No. Your USDC goes to a Cambio deposit address on Ethereum as an ordinary transfer, and you receive USDT on Arbitrum as an ordinary Arbitrum transaction. No bridge contract, no wrapped assets, no cross-chain messages.
The deposit side on Ethereum confirms in well under a minute; the payout on Arbitrum confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Yes — on the exchange’s deposit screen pick USDT and make sure the network is Arbitrum (ERC20 (Arbitrum)), then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
