Swap USDT on Arbitrum to BTC on Bitcoin. Better.

No bridge. No wrapped BTC. An ordinary USDT transfer on Arbitrum, and a native payout on Bitcoin straight to your wallet.

Coastal cliff at golden hour with tall ships
EXCHANGE

Create an exchange

Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.

USDT → BTC

Live rate
You sendArbitrum
Min 5 · Max 15000 USDT
You getBitcoin
1 USDT = 0.000012492 BTC
Destination
AIDo the same swap by just saying it: “Swap 100 USDT to BTC”
How it works

Swap USDT to BTC in three steps.

No accounts, no waiting. Tell Cambio what you want, send your USDT, and the BTC lands in your wallet in under a minute.

A painted vessel of intent — the moment the AI receives your swap request.
01
Type the swap in plain words

Type "swap 100 USDT to BTC on Bitcoin" into the composer. The AI parses your intent, confirms Arbitrum as the source and Bitcoin as the destination, and returns a live quote with the full competitor comparison alongside it.

A painted vessel pouring a single coin — the moment your deposit confirms.
02
Make one Arbitrum deposit

Cambio generates a one-time deposit address on Arbitrum. Send your USDT there — Arbitrum confirms in seconds, and the card tracks every confirmation in real time.

A painted receiving bowl with a settled coin — the moment your swap completes.
03
Receive BTC on Bitcoin

Once your deposit confirms, the payout goes out to your Bitcoin address directly — Bitcoin typically confirms in 10–60 minutes. No bridge hop, no wrapped assets, no waiting on a second protocol.

Live comparison

On 100 USDT, ChangeNOW quoted 0.00006758 BTC more at this check.

Live quotes from every exchange that answered, at exactly this size: USDT → BTC on BITCOIN

Send 100 USDT → Receive BTC (BITCOIN)
Rates observed 2026-09-11 15:27 UTC · at 100 USDT · Exchanges quoting 6/9
Minimum 5 USDT · maximum 15000 USDT per swap
ChangeNOW Best

ChangeNOW delivers the most here — 0.61% more than StealthEX, but it has not stated its network fee, so that figure is a ceiling rather than a promise. StealthEX is 0.60% behind on paper and is one of the few whose number we can confirm.

You receive0.0012568 BTCNetwork feenot statedID checkKYC rareTimenot stated
#ExchangeYou receiveNetwork feeAll-in cost, to scalevs best
1 ChangeNOWBest
KYC rare
0.0012568 BTCnot stated1.05%Best
2 StealthEX
KYC rare
0.0012492 BTCincluded1.65%−0.0000076-0.60%
3 SimpleSwap
KYC rare
0.0012441 BTCincluded2.05%−0.0000127-1.01%
4 SideShift.ai
KYC possible
0.0012299 BTCnot stated3.17%−0.00002692-2.14%
5 ChangeHero
KYC possible
0.0011999 BTC0.00003 BTC5.53%−0.000056852-4.52%
6 Cambio
KYC rare~5 min
0.0011892 BTC0.000075 BTC6.37%−0.00006758-5.38%
7 Quickex
KYC possible
0.0011739 BTC0.00009 BTC7.58%−0.00008291-6.60%

Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.

Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.

Cambio was behind the best rate at this check — and we show it anyway. Every quote is compared live, and the number on the card is the number that settles.

Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS

USDT on Arbitrum → BTC on Bitcoin

What USDT → BTC actually costs

  • You send 100 USDT on Arbitrum.
  • You receive 0.0012492 BTC.
  • The smallest swap this corridor accepts is 110 USDT.

Why this pair behaves the way it does

Arbitrum produces blocks several times a second, so the 20 confirmations Cambio waits for on your USDT pass almost immediately and the BTC payout is what you are actually waiting on.

BTC is Bitcoin's own coin; the payout pays its cost from the amount itself.

Floor on Bitcoin: 0.7%. Below that the corridor stops covering settlement.

BTC on Bitcoin carries 8 decimals, so every amount on this page is quoted to that precision and no further.

How long USDT on Arbitrum takes to clear

Cambio waits 20 confirmations on Arbitrum, then sends the payout immediately. End to end this corridor typically takes 3–10 min.

USDT on Arbitrum → BTC on Bitcoin, in numbers

Minimum110 USDT
Maximum15000 USDT
Commission floor0.7%
Confirmations20 on Arbitrum
Typical time3–10 min
BTC precision8 (BTC)
USDT contract on Arbitrum0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9
USDT precision6 (USDT)
For 1 USDT on Arbitrum0.0000118922 BTC
For 1 BTC on Bitcoin84,088.73 USDT
Smallest payout0.00130814 BTC
Largest payout0.178383 BTC

Verify on the block explorer

The two coins

What you’re actually swapping.

Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.

USDT
Arbitrum ERC20 (Arbitrum)

USDT on Arbitrum is dollar-pegged USDT in the Ethereum ecosystem at rollup fees. The network confirms in seconds, with L2 fees — a fraction of Ethereum L1 gas — and you get Ethereum-ecosystem USDT without paying L1 gas.

  • NetworkArbitrum
  • Confirmations needed20
  • Average block timesub-second blocks
BTC
Bitcoin native

BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.

  • NetworkBitcoin
  • Confirmations needed2
  • Typical payout confirmationtypically confirms in 10–60 minutes
What you need to know

Before you swap USDT to BTC on Bitcoin.

Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.

Smallest swap this corridor accepts5 USDT
Largest swap this corridor accepts15000 USDT
Exchanges quoting this route, by size6 of 9 at 100 USDT
Best-to-worst gap, by size6.60% at 100 USDT
Our place, by size6 of 7 at 100 USDT
Confirmations we wait for on Arbitrum20
Typical time, deposit to payout3–10 min
Questions

USDT to BTC on Bitcoin — frequently asked.

Is this a bridge swap?

No. Your USDT goes to a Cambio deposit address on Arbitrum as an ordinary transfer, and you receive BTC on Bitcoin as an ordinary Bitcoin transaction. No bridge contract, no wrapped assets, no cross-chain messages.

How long does the swap take?

The deposit side on Arbitrum confirms in seconds; the payout on Bitcoin typically confirms in 10–60 minutes. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.

Do I need to verify my identity?

No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.

What is the maximum I can swap?

There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.

Can I receive the BTC into an exchange account?

Yes — on the exchange’s deposit screen pick BTC and make sure the network is Bitcoin, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.

Why use Cambio for this pair?

Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.