No bridge. No wrapped BTC. An ordinary USDC transfer on Arbitrum, and a native payout on Bitcoin straight to your wallet.
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDC → BTC
Live rateNo accounts, no waiting. Tell Cambio what you want, send your USDC, and the BTC lands in your wallet in under a minute.
Type "swap 100 USDC to BTC on Bitcoin" into the composer. The AI parses your intent, confirms Arbitrum as the source and Bitcoin as the destination, and returns a live quote with the full competitor comparison alongside it.
Cambio generates a one-time deposit address on Arbitrum. Send your USDC there — Arbitrum confirms in seconds, and the card tracks every confirmation in real time.
Once your deposit confirms, the payout goes out to your Bitcoin address directly — Bitcoin typically confirms in 10–60 minutes. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live quotes from every exchange that answered, at exactly this size: USDC → BTC on BITCOIN
ChangeNOW delivers the most here — 0.61% more than StealthEX, but it has not stated its network fee, so that figure is a ceiling rather than a promise. StealthEX is 0.60% behind on paper and is one of the few whose number we can confirm.
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | ChangeNOWBest KYC rare | 0.0012586 BTC | not stated | 0.92% | Best |
| 2 | StealthEX KYC rare | 0.001251 BTC | included | 1.52% | −0.0000076-0.60% |
| 3 | SimpleSwap KYC rare | 0.0012459 BTC | included | 1.92% | −0.0000127-1.01% |
| 4 | SideShift.ai KYC possible | 0.0012382 BTC | not stated | 2.53% | −0.00002044-1.62% |
| 5 | ChangeHero KYC possible | 0.0012002 BTC | 0.00003 BTC | 5.52% | −0.000058402-4.64% |
| 6 | Cambio KYC rare~5 min | 0.0011892 BTC | 0.000075 BTC | 6.38% | −0.00006938-5.51% |
| 7 | Quickex KYC possible | 0.0011743 BTC | 0.00009 BTC | 7.56% | −0.00008431-6.70% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Cambio was behind the best rate at this check — and we show it anyway. Every quote is compared live, and the number on the card is the number that settles.
Arbitrum produces blocks several times a second, so the 20 confirmations Cambio waits for on your USDC pass almost immediately and the BTC payout is what you are actually waiting on.
BTC is Bitcoin's own coin; the payout pays its cost from the amount itself.
Floor on Bitcoin: 0.7%. Below that the corridor stops covering settlement.
BTC on Bitcoin carries 8 decimals, so every amount on this page is quoted to that precision and no further.
Cambio waits 20 confirmations on Arbitrum, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
| Minimum | 109.978 USDC |
|---|---|
| Maximum | 15000 USDC |
| Commission floor | 0.7% |
| Confirmations | 20 on Arbitrum |
| Typical time | 3–10 min |
| BTC precision | 8 (BTC) |
| USDC contract on Arbitrum | 0xaf88d065e77c8cC2239327C5EDb3A432268e5831 |
| USDC precision | 6 (USDC) |
| For 1 USDC on Arbitrum | 0.0000118922 BTC |
| For 1 BTC on Bitcoin | 84,088.73 USDC |
| Smallest payout | 0.00130788 BTC |
| Largest payout | 0.178383 BTC |
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDC on Arbitrum is issuer-native USDC (not a bridged wrapper). The network confirms in seconds, with L2 fees — a fraction of Ethereum L1 gas — and Circle mints it directly on Arbitrum rather than bridging it over.
BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 5 USDC |
|---|---|
| Largest swap this corridor accepts | 15000 USDC |
| Exchanges quoting this route, by size | 6 of 9 at 100 USDC |
| Best-to-worst gap, by size | 6.70% at 100 USDC |
| Our place, by size | 6 of 7 at 100 USDC |
| Confirmations we wait for on Arbitrum | 20 |
| Typical time, deposit to payout | 3–10 min |
No. Your USDC goes to a Cambio deposit address on Arbitrum as an ordinary transfer, and you receive BTC on Bitcoin as an ordinary Bitcoin transaction. No bridge contract, no wrapped assets, no cross-chain messages.
The deposit side on Arbitrum confirms in seconds; the payout on Bitcoin typically confirms in 10–60 minutes. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Yes — on the exchange’s deposit screen pick BTC and make sure the network is Bitcoin, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
