Swap BTC (Bitcoin) to USDC (Arbitrum). Better.

No bridge. No wrapped BTC. An ordinary BTC transfer on Bitcoin, and a native payout on Arbitrum straight to your wallet.

Night observatory under constellation sigils
EXCHANGE

Create an exchange

Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.

BTC → USDC

Live rate
You sendBitcoin
Min 0.0000646546 · Max 0.193964 BTC
You getArbitrum
1 BTC = 77366.8084 USDC
Destination
AIDo the same swap by just saying it: “Swap 0.01 BTC to USDC”
How it works

Swap BTC to USDC in three steps.

No accounts, no waiting. Tell Cambio what you want, send your BTC, and the USDC lands in your wallet in under a minute.

A painted vessel of intent — the moment the AI receives your swap request.
01
Tell Cambio what you want

Type "swap 0.01 BTC to USDC on Arbitrum" into the composer. The AI parses your intent, confirms Bitcoin as the source and Arbitrum as the destination, and returns a live quote with the full competitor comparison alongside it.

A painted vessel pouring a single coin — the moment your deposit confirms.
02
Send BTC to the deposit address

Cambio generates a one-time deposit address on Bitcoin. Send your BTC there — Bitcoin typically confirms in 10–60 minutes, and the card tracks every confirmation in real time.

A painted receiving bowl with a settled coin — the moment your swap completes.
03
USDC arrives on Arbitrum

Once your deposit confirms, the payout goes out to your Arbitrum address directly — Arbitrum confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.

Live comparison

On 0.01 BTC you get 1.19 USDC more with Cambio.

Live quotes from every exchange that answered, at exactly this size: BTC → USDC on ARBITRUM

Send 0.01 BTC → Receive USDC (ARBITRUM)
Rates observed 2026-09-11 16:15 UTC · at 0.01 BTC · Exchanges quoting 8/9
Minimum 0.0000647 BTC · maximum 0.194 BTC per swap
Cambio Best

Cambio delivers the most here — 0.15% more than Quickex, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 11 minutes.

You receive773.6681 USDCNetwork fee0.2 USDCID checkKYC rareTime~11 min
#ExchangeYou receiveNetwork feeAll-in cost, to scalevs best
1 CambioBest
KYC rare~11 min
773.6681 USDC0.2 USDC0.52%Best
2 Quickex
KYC possible
772.4800 USDC1.0000 USDC0.67%−1.1881-0.15%
3 ChangeHero
KYC possible
771.6603 USDC0.01 USDC0.78%−2.0078-0.26%
4 ChangeNOW
KYC rare
771.5933 USDCnot stated0.79%−2.0748-0.27%
5 SimpleSwap
KYC rare
769.3581 USDCincluded1.07%−4.3100-0.56%
5 StealthEX
KYC rare
769.3581 USDCincluded1.07%−4.3100-0.56%
7 SideShift.ai
KYC possible
762.7921 USDCnot stated1.92%−10.8760-1.41%
8 LetsExchange
KYC rare
762.7009 USDC0.2 USDC1.93%−10.9672-1.42%
9 Godex
KYC never
750.5857 USDC2.1585 USDC3.49%−23.0823-2.98%

Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.

Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.

+15 bps
advantage over the next-best aggregator.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS

BTC on Bitcoin → USDC on Arbitrum

What BTC → USDC actually costs

  • You send 0.01 BTC on Bitcoin.
  • You receive 773.668084 USDC.
  • The smallest swap this corridor accepts is 0.0022 BTC.

Why this pair behaves the way it does

Bitcoin is a UTXO chain: your BTC deposit has to be mined, and until it confirms it can still be replaced. Cambio waits 2 confirmations before sending your USDC, so the Bitcoin side sets the pace here, not the Arbitrum side.

USDC on Arbitrum is a token, so sending it also needs Arbitrum's own coin for gas. Cambio funds that separately, which is why the USDC side is capped by what the wallet holds rather than by a policy number.

Floor on Arbitrum: 0.35%. Below that the corridor stops covering settlement.

USDC on Arbitrum carries 6 decimals, so every amount on this page is quoted to that precision and no further.

How long BTC on Bitcoin takes to clear

Cambio waits 2 confirmations on Bitcoin, then sends the payout immediately. End to end this corridor typically takes ~11 min.

BTC on Bitcoin → USDC on Arbitrum, in numbers

Minimum0.0022 BTC
Maximum0.194 BTC
Commission floor0.35%
Confirmations2 on Bitcoin
Typical time~11 min
USDC precision6 (USDC)
USDC contract on Arbitrum0xaf88d065e77c8cC2239327C5EDb3A432268e5831
BTC precision8 (BTC)
For 1 BTC on Bitcoin77,366.81 USDC
For 1 USDC on Arbitrum0.000012925439 BTC
Smallest payout170.207 USDC
Largest payout15,006.36 USDC

Verify on the block explorer

The two coins

What you’re actually swapping.

Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.

BTC
Bitcoin native

BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.

  • NetworkBitcoin
  • Confirmations needed2
  • Average block time~10-minute blocks
USDC
Arbitrum ERC20 (Arbitrum)

USDC on Arbitrum is issuer-native USDC (not a bridged wrapper). The network confirms in seconds, with L2 fees — a fraction of Ethereum L1 gas — and Circle mints it directly on Arbitrum rather than bridging it over.

  • NetworkArbitrum
  • Confirmations needed20
  • Typical payout confirmationconfirms in seconds
What you need to know

Before you swap BTC to USDC on Arbitrum.

Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.

Smallest swap this corridor accepts0.0000647 BTC
Largest swap this corridor accepts0.194 BTC
Exchanges quoting this route, by size8 of 9 at 0.01 BTC
Best-to-worst gap, by size2.83% at 0.01 BTC
Our place, by size1 of 9 at 0.01 BTC
Confirmations we wait for on Bitcoin2
Typical time, deposit to payout~11 min
USDC contract on Arbitrum0xaf88d065e77c8cC2239327C5EDb3A432268e5831
Questions

BTC to USDC on Arbitrum — frequently asked.

Does this route use a bridge?

No. Your BTC goes to a Cambio deposit address on Bitcoin as an ordinary transfer, and you receive USDC on Arbitrum as an ordinary Arbitrum transaction. No bridge contract, no wrapped assets, no cross-chain messages.

What’s the end-to-end time?

The deposit side on Bitcoin typically confirms in 10–60 minutes; the payout on Arbitrum confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.

Do I need to verify my identity?

No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.

What is the maximum I can swap?

There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.

Can I receive the USDC into an exchange account?

Yes — on the exchange’s deposit screen pick USDC and make sure the network is Arbitrum (ERC20 (Arbitrum)), then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.

Why use Cambio for this pair?

Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.

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