A conversation instead of a form: quote it, compare it live, execute it. Your USDC settles directly on Arbitrum.
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDT → USDC
Live rateNo accounts, no waiting. Tell Cambio what you want, send your USDT, and the USDC lands in your wallet in under a minute.
Type "swap 100 USDT to USDC on Arbitrum" into the composer. The AI parses your intent, confirms Ethereum as the source and Arbitrum as the destination, and returns a live quote with the full competitor comparison alongside it.
Cambio generates a one-time deposit address on Ethereum. Send your USDT there — Ethereum confirms in well under a minute, and the card tracks every confirmation in real time.
Once your deposit confirms, the payout goes out to your Arbitrum address directly — Arbitrum confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live quotes from every exchange that answered, at exactly this size: USDT → USDC on ARBITRUM
Cambio delivers the most here — 0.19% more than ChangeHero, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 5 minutes.
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | CambioBest KYC rare~5 min | 99.4001 USDC | 0.2 USDC | 0.60% | Best |
| 2 | ChangeHero KYC possible | 99.2092 USDC | 0.01 USDC | 0.79% | −0.1909-0.19% |
| 3 | SimpleSwap KYC rare | 98.7192 USDC | included | 1.28% | −0.6809-0.69% |
| 3 | StealthEX KYC rare | 98.7192 USDC | included | 1.28% | −0.6809-0.69% |
| 5 | ChangeNOW KYC rare | 98.4940 USDC | not stated | 1.51% | −0.9061-0.91% |
| 6 | Quickex KYC possible | 98.4800 USDC | 1.0000 USDC | 1.52% | −0.9201-0.93% |
| 7 | SideShift.ai KYC possible | 98.0185 USDC | not stated | 1.98% | −1.3815-1.39% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Ethereum confirms in seconds per block, and 4 confirmations is enough to make a reorganisation impractical without leaving your USDT sitting there.
USDC on Arbitrum is a token, so sending it also needs Arbitrum's own coin for gas. Cambio funds that separately, which is why the USDC side is capped by what the wallet holds rather than by a policy number.
Floor on Arbitrum: 0.35%. Below that the corridor stops covering settlement.
USDC on Arbitrum carries 6 decimals, so every amount on this page is quoted to that precision and no further.
USDT and USDC both track the dollar, but they are separate tokens on separate chains — USDT issued on Ethereum, USDC issued on Arbitrum.
Worth checking before you send: on Ethereum the token is 0xdAC17F958D2ee523a2206206994597C13D831ec7, and the USDC you receive on Arbitrum is 0xaf88d065e77c8cC2239327C5EDb3A432268e5831.
Ethereum needs 4 confirmations before Cambio releases your USDC; that wait, not the Arbitrum payout, is what you spend time on.
People move a dollar token between chains to reach something only one side has: a protocol, an exchange deposit, or a cheaper onward transfer. Cambio does it as a swap — send USDT on Ethereum, receive USDC on Arbitrum, no account.
Cambio waits 4 confirmations on Ethereum, then sends the payout immediately. End to end this corridor typically takes ~5 min.
| Minimum | 110 USDT |
|---|---|
| Maximum | 15000 USDT |
| Commission floor | 0.35% |
| Confirmations | 4 on Ethereum |
| Typical time | ~5 min |
| USDC precision | 6 (USDC) |
| USDT contract on Ethereum | 0xdAC17F958D2ee523a2206206994597C13D831ec7 |
| USDC contract on Arbitrum | 0xaf88d065e77c8cC2239327C5EDb3A432268e5831 |
| USDT precision | 6 (USDT) |
| For 1 USDT on Ethereum | 0.99400076 USDC |
| For 1 USDC on Arbitrum | 1.00603545 USDT |
| Smallest payout | 109.3401 USDC |
| Largest payout | 14,910.01 USDC |
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDT on Ethereum is the most widely accepted USDT there is. The network confirms in well under a minute, with gas is the price of L1 — it rises when the chain is busy — and acceptance is maximal, with L1 gas applying whenever you move it.
USDC on Arbitrum is issuer-native USDC (not a bridged wrapper). The network confirms in seconds, with L2 fees — a fraction of Ethereum L1 gas — and Circle mints it directly on Arbitrum rather than bridging it over.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 5 USDT |
|---|---|
| Largest swap this corridor accepts | 15000 USDT |
| Exchanges quoting this route, by size | 6 of 9 at 100 USDT |
| Best-to-worst gap, by size | 1.20% at 100 USDT |
| Our place, by size | 1 of 7 at 100 USDT |
| Confirmations we wait for on Ethereum | 4 |
| Typical time, deposit to payout | ~5 min |
| USDC contract on Arbitrum | 0xaf88d065e77c8cC2239327C5EDb3A432268e5831 |
No. Your USDT goes to a Cambio deposit address on Ethereum as an ordinary transfer, and you receive USDC on Arbitrum as an ordinary Arbitrum transaction. No bridge contract, no wrapped assets, no cross-chain messages.
The deposit side on Ethereum confirms in well under a minute; the payout on Arbitrum confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Yes — on the exchange’s deposit screen pick USDC and make sure the network is Arbitrum (ERC20 (Arbitrum)), then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
