01
Tell Cambio what you want
Type "swap 0.01 BTC to USDC on BSC" into the composer. The AI parses your intent, confirms Bitcoin as the source and BSC as the destination, and returns a live quote with the full competitor comparison alongside it.
Swap BTC (Bitcoin) to USDC (BSC). Better.
No bridge. No wrapped BTC. An ordinary BTC transfer on Bitcoin, and a native payout on BSC straight to your wallet.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
BTC → USDC
Live rateYou sendBitcoin
You getBNB Smart Chain
Destination
AIDo the same swap by just saying it: “Swap 0.01 BTC to USDC”→
How it works
Swap BTC to USDC in three steps.
No accounts, no waiting. Tell Cambio what you want, send your BTC, and the USDC lands in your wallet in under a minute.
02
Send BTC to the deposit address
Cambio generates a one-time deposit address on Bitcoin. Send your BTC there — Bitcoin typically confirms in 10–60 minutes, and the card tracks every confirmation in real time.
03
USDC arrives on BSC
Once your deposit confirms, the payout goes out to your BSC address directly — BNB Smart Chain confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live comparison
On 0.01 BTC you get 1.87 USDC more with Cambio.
Live quotes from every exchange that answered, at exactly this size: BTC → USDC on BSC
Send 0.01 BTC → Receive USDC (BEP20)
Minimum 0.0000647 BTC · maximum 0.194 BTC per swap
Cambio Best
Cambio delivers the most here — 0.24% more than ChangeHero, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 11 minutes.
You receive773.6980 USDCNetwork fee0.2 USDCID checkKYC rareTime~11 min
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | CambioBest KYC rare~11 min | 773.6980 USDC | 0.2 USDC | 0.52% | Best |
| 2 | ChangeHero KYC possible | 771.8300 USDC | 0.01 USDC | 0.76% | −1.8680-0.24% |
| 3 | ChangeNOW KYC rare | 770.9601 USDC | not stated | 0.87% | −2.7379-0.35% |
| 4 | SimpleSwap KYC rare | 769.3581 USDC | included | 1.07% | −4.3399-0.56% |
| 4 | StealthEX KYC rare | 769.3581 USDC | included | 1.07% | −4.3399-0.56% |
| 6 | LetsExchange KYC rare | 762.9009 USDC | 0 USDC | 1.90% | −10.7971-1.40% |
| 7 | SideShift.ai KYC possible | 762.7921 USDC | not stated | 1.92% | −10.9058-1.41% |
| 8 | Godex KYC never | 750.5857 USDC | 2.1585 USDC | 3.49% | −23.1122-2.99% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
+24 bps
advantage over the next-best aggregator.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
BTC on Bitcoin → USDC on BNB Smart Chain
What BTC → USDC actually costs
- You send 0.01 BTC on Bitcoin.
- You receive 773.69797 USDC.
- The smallest swap this corridor accepts is 0.0022 BTC.
Why this pair behaves the way it does
Bitcoin is a UTXO chain: your BTC deposit has to be mined, and until it confirms it can still be replaced. Cambio waits 2 confirmations before sending your USDC, so the Bitcoin side sets the pace here, not the BNB Smart Chain side.
USDC on BNB Smart Chain is a token, so sending it also needs BNB Smart Chain's own coin for gas. Cambio funds that separately, which is why the USDC side is capped by what the wallet holds rather than by a policy number.
Floor on BNB Smart Chain: 0.35%. Below that the corridor stops covering settlement.
USDC on BNB Smart Chain carries 18 decimals, so every amount on this page is quoted to that precision and no further.
How long BTC on Bitcoin takes to clear
Cambio waits 2 confirmations on Bitcoin, then sends the payout immediately. End to end this corridor typically takes ~11 min.
BTC on Bitcoin → USDC on BNB Smart Chain, in numbers
| Minimum | 0.0022 BTC |
|---|---|
| Maximum | 0.194 BTC |
| Commission floor | 0.35% |
| Confirmations | 2 on Bitcoin |
| Typical time | ~11 min |
| USDC precision | 18 (USDC) |
| USDC contract on BNB Smart Chain | 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d |
| BTC precision | 8 (BTC) |
| For 1 BTC on Bitcoin | 77,369.8 USDC |
| For 1 USDC on BNB Smart Chain | 0.00001292494 BTC |
| Smallest payout | 170.2136 USDC |
| Largest payout | 15,006.94 USDC |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
BTC
Bitcoin native
BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.
- NetworkBitcoin
- Confirmations needed2
- Average block time~10-minute blocks
USDC
BNB Smart Chain BEP20
USDC on BNB Smart Chain is regulated-issuer dollars from Circle. The network confirms in seconds, with consistently low network fees — and you get Circle-issued USDC with BSC's low fees.
- NetworkBNB Smart Chain
- Confirmations needed4
- Typical payout confirmationconfirms in seconds
What you need to know
Before you swap BTC to USDC on BNB Smart Chain.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 0.0000647 BTC |
|---|---|
| Largest swap this corridor accepts | 0.194 BTC |
| Exchanges quoting this route, by size | 7 of 9 at 0.01 BTC |
| Best-to-worst gap, by size | 2.75% at 0.01 BTC |
| Our place, by size | 1 of 8 at 0.01 BTC |
| Confirmations we wait for on Bitcoin | 2 |
| Typical time, deposit to payout | ~11 min |
| USDC contract on BNB Smart Chain | 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d |
Questions
BTC to USDC on BNB Smart Chain — frequently asked.
Is this a bridge swap?
No. Your BTC goes to a Cambio deposit address on Bitcoin as an ordinary transfer, and you receive USDC on BSC as an ordinary BSC transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on Bitcoin typically confirms in 10–60 minutes; the payout on BNB Smart Chain confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Can I receive the USDC into an exchange account?
Yes — on the exchange’s deposit screen pick USDC and make sure the network is BNB Smart Chain (BEP20), then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Why use Cambio for this pair?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
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