01
Tell Cambio what you want
Describe the swap in one sentence. The AI resolves both networks, quotes a live rate, and shows how that rate stacks up against the biggest exchanges before you commit to anything.
Swap USDC on BSC to USDT on Arbitrum. Better.
A conversation instead of a form: quote it, compare it live, execute it. Your USDT settles directly on Arbitrum.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDC → USDT
Live rateYou sendBNB Smart Chain
You getArbitrum
Destination
AIDo the same swap by just saying it: “Swap 100 USDC to USDT”→
How it works
Swap USDC to USDT in three steps.
No accounts, no waiting. Tell Cambio what you want, send your USDC, and the USDT lands in your wallet in under a minute.
02
Send USDC to the deposit address
Cambio generates a one-time deposit address on BNB Smart Chain. Send your USDC there — BNB Smart Chain confirms in seconds, and the card tracks every confirmation in real time.
03
USDT arrives on Arbitrum
After confirmation, Cambio settles USDT straight to your destination address on Arbitrum, which confirms in seconds. The receipt card shows the completed payout and the transaction hash.
Live comparison
On 100 USDC you get 0.5688 USDT more with Cambio.
Live quotes from every exchange that answered, at exactly this size: USDC → USDT on ARBITRUM
Send 100 USDC → Receive USDT (ARBITRUM)
Minimum 5 USDC · maximum 15000 USDC per swap
Cambio Best
Cambio delivers the most here — 0.57% more than ChangeNOW, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 5 minutes.
You receive99.5299 USDTNetwork fee0.1 USDTID checkKYC rareTime~5 min
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | CambioBest KYC rare~5 min | 99.5299 USDT | 0.1 USDT | 0.47% | Best |
| 2 | ChangeNOW KYC rare | 98.9611 USDT | not stated | 1.04% | −0.5688-0.57% |
| 3 | SimpleSwap KYC rare | 98.8900 USDT | included | 1.11% | −0.6399-0.64% |
| 3 | StealthEX KYC rare | 98.8900 USDT | included | 1.11% | −0.6399-0.64% |
| 5 | ChangeHero KYC possible | 98.7599 USDT | 0.25 USDT | 1.24% | −0.7700-0.77% |
| 6 | SideShift.ai KYC possible | 98.0790 USDT | not stated | 1.92% | −1.4509-1.46% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
+57 bps
advantage over the next-best aggregator.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
USDC on BNB Smart Chain → USDT on Arbitrum
What USDC → USDT actually costs
- You send 100 USDC on BNB Smart Chain.
- You receive 99.5299 USDT.
- The smallest swap this corridor accepts is 3.3 USDC.
Why this pair behaves the way it does
BNB Smart Chain produces blocks several times a second, so the 4 confirmations Cambio waits for on your USDC pass almost immediately and the USDT payout is what you are actually waiting on.
USDT on Arbitrum is a token, so sending it also needs Arbitrum's own coin for gas. Cambio funds that separately, which is why the USDT side is capped by what the wallet holds rather than by a policy number.
Floor on Arbitrum: 0.35%. Below that the corridor stops covering settlement.
USDT on Arbitrum carries 6 decimals, so every amount on this page is quoted to that precision and no further.
USDC on BNB Smart Chain and USDT on Arbitrum
USDC and USDT both track the dollar, but they are separate tokens on separate chains — USDC issued on BNB Smart Chain, USDT issued on Arbitrum.
Worth checking before you send: on BNB Smart Chain the token is 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d, and the USDT you receive on Arbitrum is 0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9.
BNB Smart Chain needs 4 confirmations before Cambio releases your USDT; that wait, not the Arbitrum payout, is what you spend time on.
People move a dollar token between chains to reach something only one side has: a protocol, an exchange deposit, or a cheaper onward transfer. Cambio does it as a swap — send USDC on BNB Smart Chain, receive USDT on Arbitrum, no account.
How long USDC on BNB Smart Chain takes to clear
Cambio waits 4 confirmations on BNB Smart Chain, then sends the payout immediately. End to end this corridor typically takes ~5 min.
USDC on BNB Smart Chain → USDT on Arbitrum, in numbers
| Minimum | 3.3 USDC |
|---|---|
| Maximum | 15000 USDC |
| Commission floor | 0.35% |
| Confirmations | 4 on BNB Smart Chain |
| Typical time | ~5 min |
| USDT precision | 6 (USDT) |
| USDC contract on BNB Smart Chain | 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d |
| USDT contract on Arbitrum | 0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9 |
| USDC precision | 18 (USDC) |
| For 1 USDC on BNB Smart Chain | 0.995299 USDT |
| For 1 USDT on Arbitrum | 1.0047232 USDC |
| Smallest payout | 3.2845 USDT |
| Largest payout | 14,929.48 USDT |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDC
BNB Smart Chain BEP20
USDC on BNB Smart Chain is regulated-issuer dollars from Circle. The network confirms in seconds, with consistently low network fees — and you get Circle-issued USDC with BSC's low fees.
- NetworkBNB Smart Chain
- Confirmations needed4
- Average block time~3-second blocks
USDT
Arbitrum ERC20 (Arbitrum)
USDT on Arbitrum is dollar-pegged USDT in the Ethereum ecosystem at rollup fees. The network confirms in seconds, with L2 fees — a fraction of Ethereum L1 gas — and you get Ethereum-ecosystem USDT without paying L1 gas.
- NetworkArbitrum
- Confirmations needed20
- Typical payout confirmationconfirms in seconds
What you need to know
Before you swap USDC to USDT on Arbitrum.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 5 USDC |
|---|---|
| Largest swap this corridor accepts | 15000 USDC |
| Exchanges quoting this route, by size | 5 of 9 at 100 USDC |
| Best-to-worst gap, by size | 0.89% at 100 USDC |
| Our place, by size | 1 of 6 at 100 USDC |
| Confirmations we wait for on BNB Smart Chain | 4 |
| Typical time, deposit to payout | ~5 min |
| USDT contract on Arbitrum | 0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9 |
Questions
USDC to USDT on Arbitrum — frequently asked.
Is this a bridge swap?
No. Your USDC goes to a Cambio deposit address on BSC as an ordinary transfer, and you receive USDT on Arbitrum as an ordinary Arbitrum transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on BNB Smart Chain confirms in seconds; the payout on Arbitrum confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.
Can I receive the USDT into an exchange account?
Yes — on the exchange’s deposit screen pick USDT and make sure the network is Arbitrum (ERC20 (Arbitrum)), then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Why use Cambio for this pair?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
Other swaps
You might also want.
All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
