Swap USDC (Ethereum) to USDC (Arbitrum). Better.

Same USDC, different network — without a bridge. Deposit on Ethereum, and the payout settles to you directly on Arbitrum. No wrapped tokens, no bridge contract, no funds in transit.

Night observatory under constellation sigils
EXCHANGE

Create an exchange

Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.

USDC → USDC

Live rate
You sendEthereum
Min 5 · Max 15000 USDC
You getArbitrum
1 USDC = 0.9942 USDC
Destination
AIDo the same swap by just saying it: “Swap 100 USDC to USDC”
How it works

Swap USDC to USDC in three steps.

No accounts, no waiting. Tell Cambio what you want, send your USDC, and the USDC lands in your wallet in under a minute.

A painted vessel of intent — the moment the AI receives your swap request.
01
Tell Cambio what you want

Type "swap 100 USDC to USDC on Arbitrum" into the composer. The AI parses your intent, confirms Ethereum as the source and Arbitrum as the destination, and returns a live quote with the full competitor comparison alongside it.

A painted vessel pouring a single coin — the moment your deposit confirms.
02
Send USDC to the deposit address

You get a single-use Ethereum deposit address. One ordinary transfer of USDC — the network confirms in well under a minute — and the status card walks through detection and confirmation as it happens.

A painted receiving bowl with a settled coin — the moment your swap completes.
03
USDC arrives on Arbitrum

Once your deposit confirms, the payout goes out to your Arbitrum address directly — Arbitrum confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.

Live comparison

On 100 USDC you get 0.2019 USDC more with Cambio.

Live quotes from every exchange that answered, at exactly this size: USDC → USDC on ARBITRUM

Send 100 USDC → Receive USDC (ARBITRUM)
Rates observed 2026-09-11 15:17 UTC · at 100 USDC · Exchanges quoting 6/9
Minimum 5 USDC · maximum 15000 USDC per swap
Cambio Best

Cambio delivers the most here — 0.20% more than ChangeHero, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 5 minutes.

You receive99.4200 USDCNetwork fee0.2 USDCID checkKYC rareTime~5 min
#ExchangeYou receiveNetwork feeAll-in cost, to scalevs best
1 CambioBest
KYC rare~5 min
99.4200 USDC0.2 USDC0.58%Best
2 ChangeHero
KYC possible
99.2181 USDC0.01 USDC0.78%−0.2019-0.20%
3 SimpleSwap
KYC rare
98.7281 USDCincluded1.27%−0.6919-0.70%
3 StealthEX
KYC rare
98.7281 USDCincluded1.27%−0.6919-0.70%
5 ChangeNOW
KYC rare
98.5625 USDCnot stated1.44%−0.8575-0.86%
6 Quickex
KYC possible
98.5000 USDC1.0000 USDC1.50%−0.9200-0.93%
7 SideShift.ai
KYC possible
98.0100 USDCnot stated1.99%−1.4100-1.42%

Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.

Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.

+20 bps
advantage over the next-best aggregator.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS

USDC on Ethereum → USDC on Arbitrum

What USDC → USDC actually costs

  • You send 100 USDC on Ethereum.
  • You receive 99.42 USDC.
  • The smallest swap this corridor accepts is 109.978 USDC.

Why this pair behaves the way it does

Ethereum confirms in seconds per block, and 4 confirmations is enough to make a reorganisation impractical without leaving your USDC sitting there.

USDC on Arbitrum is a token, so sending it also needs Arbitrum's own coin for gas. Cambio funds that separately, which is why the USDC side is capped by what the wallet holds rather than by a policy number.

Floor on Arbitrum: 0.35%. Below that the corridor stops covering settlement.

USDC on Arbitrum carries 6 decimals, so every amount on this page is quoted to that precision and no further.

USDC on Ethereum and USDC on Arbitrum

It is the same USDC on either side, but not the same object: what you send lives in Ethereum's ledger, and what you receive is issued separately on Arbitrum.

Worth checking before you send: on Ethereum the token is 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48, and the USDC you receive on Arbitrum is 0xaf88d065e77c8cC2239327C5EDb3A432268e5831.

Ethereum needs 4 confirmations before Cambio releases your USDC; that wait, not the Arbitrum payout, is what you spend time on.

People move a dollar token between chains to reach something only one side has: a protocol, an exchange deposit, or a cheaper onward transfer. Cambio does it as a swap — send USDC on Ethereum, receive USDC on Arbitrum, no account.

How long USDC on Ethereum takes to clear

Cambio waits 4 confirmations on Ethereum, then sends the payout immediately. End to end this corridor typically takes ~5 min.

USDC on Ethereum → USDC on Arbitrum, in numbers

Minimum109.978 USDC
Maximum15000 USDC
Commission floor0.35%
Confirmations4 on Ethereum
Typical time~5 min
USDC precision6 (USDC)
USDC contract on Ethereum0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48
USDC contract on Arbitrum0xaf88d065e77c8cC2239327C5EDb3A432268e5831
USDC precision6 (USDC)
For 1 USDC on Ethereum0.9942 USDC
For 1 USDC on Arbitrum1.00583384 USDC
Smallest payout109.3401 USDC
Largest payout14,913 USDC

Verify on the block explorer

The two coins

What you’re actually swapping.

Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.

USDC
Ethereum ERC20

USDC on Ethereum is the canonical, issuer-native USDC. The network confirms in well under a minute, with gas is the price of L1 — it rises when the chain is busy — and this is the issuer-native home of USDC.

  • NetworkEthereum
  • Confirmations needed4
  • Average block time~12-second blocks
USDC
Arbitrum ERC20 (Arbitrum)

USDC on Arbitrum is issuer-native USDC (not a bridged wrapper). The network confirms in seconds, with L2 fees — a fraction of Ethereum L1 gas — and Circle mints it directly on Arbitrum rather than bridging it over.

  • NetworkArbitrum
  • Confirmations needed20
  • Typical payout confirmationconfirms in seconds
What you need to know

Before you swap USDC to USDC on Arbitrum.

Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.

Smallest swap this corridor accepts5 USDC
Largest swap this corridor accepts15000 USDC
Exchanges quoting this route, by size6 of 9 at 100 USDC
Best-to-worst gap, by size1.22% at 100 USDC
Our place, by size1 of 7 at 100 USDC
Confirmations we wait for on Ethereum4
Typical time, deposit to payout~5 min
USDC contract on Arbitrum0xaf88d065e77c8cC2239327C5EDb3A432268e5831
Questions

USDC to USDC on Arbitrum — frequently asked.

Is this a bridge swap?

No. Your USDC goes to a Cambio deposit address on Ethereum as an ordinary transfer, and you receive USDC on Arbitrum as an ordinary Arbitrum transaction. No bridge contract, no wrapped assets, no cross-chain messages.

Do I get the same USDC back?

You receive USDC issued on Arbitrum (ERC20 (Arbitrum)) — the same asset, on the network you asked for. Wallets and exchanges treat it as ordinary USDC on that network.

How long does the swap take?

The deposit side on Ethereum confirms in well under a minute; the payout on Arbitrum confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.

Do I need to verify my identity?

No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.

What is the maximum I can swap?

There is no fixed per-swap cap. The most you can send on this pair is shown in the table above and recalculated on every quote, so it always reflects what we can settle right now.

Can I receive the USDC into an exchange account?

Yes — on the exchange’s deposit screen pick USDC and make sure the network is Arbitrum (ERC20 (Arbitrum)), then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.