No bridge. No wrapped BTC. An ordinary XRP transfer on XRP Ledger, and a native payout on Bitcoin straight to your wallet.
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
XRP → BTC
Live rateNo accounts, no waiting. Tell Cambio what you want, send your XRP, and the BTC lands in your wallet in under a minute.
Type "swap 1 XRP to BTC on Bitcoin" into the composer. The AI parses your intent, confirms XRP Ledger as the source and Bitcoin as the destination, and returns a live quote with the full competitor comparison alongside it.
Cambio generates a one-time deposit address on XRP Ledger. Send your XRP there — XRP Ledger confirms in seconds, and the card tracks every confirmation in real time.
Once your deposit confirms, the payout goes out to your Bitcoin address directly — Bitcoin typically confirms in 10–60 minutes. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live quotes from every exchange that answered, at exactly this size: XRP → BTC on BITCOIN
ChangeNOW delivers the most here — 1.03% more than SimpleSwap, but it has not stated its network fee, so that figure is a ceiling rather than a promise. SimpleSwap is 1.02% behind on paper and is one of the few whose number we can confirm.
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | ChangeNOWBest KYC rare | 0.0008744 BTC | not stated | 1.18% | Best |
| 2 | SimpleSwap KYC rare | 0.0008655 BTC | included | 2.18% | −0.0000089-1.02% |
| 3 | Alfacash KYC rare | 0.00086036 BTC | not stated | 2.76% | −0.00001404-1.61% |
| 4 | SideShift.ai KYC possible | 0.00084563 BTC | not stated | 4.43% | −0.00002877-3.29% |
| 5 | ChangeHero KYC possible | 0.00081802 BTC | 0.00003 BTC | 7.55% | −0.000056378-6.45% |
| 6 | Cambio KYC rare~5 min | 0.00080448 BTC | 0.000075 BTC | 9.08% | −0.00006992-8.00% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Cambio was behind the best rate at this check — and we show it anyway. Every quote is compared live, and the number on the card is the number that settles.
XRP Ledger settles in seconds, but it identifies a recipient by a destination tag as well as by an address.
Sending from XRP Ledger means the deposit carries a tag as well as an address; Cambio gives you both.
BTC is Bitcoin's own coin; the payout pays its cost from the amount itself.
Floor on Bitcoin: 0.7%. Below that the corridor stops covering settlement.
BTC on Bitcoin carries 8 decimals, so every amount on this page is quoted to that precision and no further.
Cambio waits 1 confirmations on XRP Ledger, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
| Minimum | 14.9347 XRP |
|---|---|
| Maximum | 10988.2059 XRP |
| Commission floor | 0.7% |
| Confirmations | 1 on XRP Ledger |
| Typical time | 3–10 min |
| BTC precision | 8 (BTC) |
| XRP precision | 6 (XRP) |
| For 1 XRP on XRP Ledger | 0.0000160896 BTC |
| For 1 BTC on Bitcoin | 62,151.95 XRP |
| Smallest payout | 0.00024029 BTC |
| Largest payout | 0.17679584 BTC |
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
XRP is the native asset of the XRP Ledger. Sending XRP is an ordinary native transfer — no token approval, no contract interaction. XRP Ledger confirms in seconds, and deposits share one address and are told apart by destination tag, so the tag must be sent with the payment.
BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 3.6627 XRP |
|---|---|
| Largest swap this corridor accepts | 10988.2059 XRP |
| Exchanges quoting this route, by size | 5 of 9 at 50 XRP |
| Best-to-worst gap, by size | 6.45% at 50 XRP |
| Our place, by size | 6 of 6 at 50 XRP |
| Confirmations we wait for on XRP Ledger | 1 |
| Typical time, deposit to payout | 3–10 min |
No. Your XRP goes to a Cambio deposit address on XRP Ledger as an ordinary transfer, and you receive BTC on Bitcoin as an ordinary Bitcoin transaction. No bridge contract, no wrapped assets, no cross-chain messages.
The deposit side on XRP Ledger confirms in seconds; the payout on Bitcoin typically confirms in 10–60 minutes. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
The maximum is set live by the exchanges quoting this pair, not by a fixed Cambio cap. The live card shows the exact minimum and maximum at the moment you quote, before any deposit address is issued.
Yes — on the exchange’s deposit screen pick BTC and make sure the network is Bitcoin, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
