01
Type the swap in plain words
Describe the swap in one sentence. The AI resolves both networks, quotes a live rate, and shows how that rate stacks up against the biggest exchanges before you commit to anything.
Swap BTC on Bitcoin to XRP on XRP Ledger. Better.
No bridge. No wrapped BTC. An ordinary BTC transfer on Bitcoin, and a native payout on XRP Ledger straight to your wallet.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
BTC → XRP
Live rateYou sendBitcoin
You getRipple
Destination
AIDo the same swap by just saying it: “Swap 0.01 BTC to XRP”→
How it works
Swap BTC to XRP in three steps.
No accounts, no waiting. Tell Cambio what you want, send your BTC, and the XRP lands in your wallet in under a minute.
02
Make one Bitcoin deposit
Cambio generates a one-time deposit address on Bitcoin. Send your BTC there — Bitcoin typically confirms in 10–60 minutes, and the card tracks every confirmation in real time.
03
Receive XRP on XRP Ledger
After confirmation, Cambio settles XRP straight to your destination address on XRP Ledger, which confirms in seconds. The receipt card shows the completed payout and the transaction hash.
Live comparison
On 0.01 BTC you get 0.1225 XRP more with Cambio.
Live quotes from every exchange that answered, at exactly this size: BTC → XRP on RIPPLE
Send 0.01 BTC → Receive XRP (RIPPLE)
Minimum 0.0000647 BTC · maximum 0.194 BTC per swap
Cambio Best
Cambio delivers the most here — 0.02% more than Quickex, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 11 minutes.
You receive561.8825 XRPNetwork fee0.2 XRPID checkKYC rareTime~11 min
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | CambioBest KYC rare~11 min | 561.8825 XRP | 0.2 XRP | 0.40% | Best |
| 2 | Quickex KYC possible | 561.7600 XRP | 0.3 XRP | 0.42% | −0.1225-0.02% |
| 3 | ChangeHero KYC possible | 560.0325 XRP | 0.1 XRP | 0.72% | −1.8499-0.33% |
| 4 | SimpleSwap KYC rare | 559.2531 XRP | included | 0.86% | −2.6293-0.47% |
| 5 | ChangeNOW KYC rare | 558.9042 XRP | not stated | 0.92% | −2.9782-0.53% |
| 6 | Alfacash KYC rare | 557.7528 XRP | not stated | 1.13% | −4.1297-0.74% |
| 7 | StealthEX KYC rare | 557.1045 XRP | included | 1.24% | −4.7779-0.85% |
| 8 | SideShift.ai KYC possible | 554.1663 XRP | not stated | 1.76% | −7.7161-1.37% |
| 9 | LetsExchange KYC rare | 553.7205 XRP | 0.2 XRP | 1.84% | −8.1619-1.45% |
| 10 | Godex KYC never | 544.5458 XRP | 1.3302 XRP | 3.47% | −17.3366-3.09% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
BTC on Bitcoin → XRP on XRP Ledger
What BTC → XRP actually costs
- You send 0.01 BTC on Bitcoin.
- You receive 561.882451 XRP.
- The smallest swap this corridor accepts is 0.0022 BTC.
Why this pair behaves the way it does
Bitcoin is a UTXO chain: your BTC deposit has to be mined, and until it confirms it can still be replaced. Cambio waits 2 confirmations before sending your XRP, so the Bitcoin side sets the pace here, not the XRP Ledger side.
XRP is XRP Ledger's own coin; the payout pays its cost from the amount itself.
A XRP Ledger payout needs a destination tag as well as an address. Send your XRP to one without the other and it lands in an exchange's pooled account rather than in yours.
Floor on XRP Ledger: 0.35%. Below that the corridor stops covering settlement.
XRP on XRP Ledger carries 6 decimals, so every amount on this page is quoted to that precision and no further.
How long BTC on Bitcoin takes to clear
Cambio waits 2 confirmations on Bitcoin, then sends the payout immediately. End to end this corridor typically takes ~11 min.
BTC on Bitcoin → XRP on XRP Ledger, in numbers
| Minimum | 0.0022 BTC |
|---|---|
| Maximum | 0.194 BTC |
| Commission floor | 0.35% |
| Confirmations | 2 on Bitcoin |
| Typical time | ~11 min |
| XRP precision | 6 (XRP) |
| BTC precision | 8 (BTC) |
| For 1 BTC on Bitcoin | 56,188.25 XRP |
| For 1 XRP on XRP Ledger | 0.000017797317 BTC |
| Smallest payout | 123.6141 XRP |
| Largest payout | 10,898.49 XRP |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
BTC
Bitcoin native
BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.
- NetworkBitcoin
- Confirmations needed2
- Average block time~10-minute blocks
XRP
XRP Ledger native
XRP is the native asset of the XRP Ledger. Sending XRP is an ordinary native transfer — no token approval, no contract interaction. XRP Ledger confirms in seconds, and deposits share one address and are told apart by destination tag, so the tag must be sent with the payment.
- NetworkXRP Ledger
- Confirmations needed1
- Typical payout confirmationconfirms in seconds
What you need to know
Before you swap BTC to XRP on XRP Ledger.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 0.0000647 BTC |
|---|---|
| Largest swap this corridor accepts | 0.194 BTC |
| Exchanges quoting this route, by size | 9 of 9 at 0.01 BTC |
| Best-to-worst gap, by size | 3.06% at 0.01 BTC |
| Our place, by size | 1 of 10 at 0.01 BTC |
| Confirmations we wait for on Bitcoin | 2 |
| Typical time, deposit to payout | ~11 min |
Questions
BTC to XRP on XRP Ledger — frequently asked.
Is this a bridge swap?
No. Your BTC goes to a Cambio deposit address on Bitcoin as an ordinary transfer, and you receive XRP on XRP Ledger as an ordinary XRP Ledger transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on Bitcoin typically confirms in 10–60 minutes; the payout on XRP Ledger confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
The maximum is set live by the exchanges quoting this pair, not by a fixed Cambio cap. The live card shows the exact minimum and maximum at the moment you quote, before any deposit address is issued.
Can I receive the XRP into an exchange account?
Yes — on the exchange’s deposit screen pick XRP and make sure the network is XRP Ledger, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Why use Cambio for this pair?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
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