Tell the AI what you want, send one deposit, receive XMR on Monero. No bridge, no stored balances, and the comparison table runs on every quote.
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDT → XMR
Live rateNo accounts, no waiting. Tell Cambio what you want, send your USDT, and the XMR lands in your wallet in under a minute.
Type "swap 100 USDT to XMR on Monero" into the composer. The AI parses your intent, confirms Ethereum as the source and Monero as the destination, and returns a live quote with the full competitor comparison alongside it.
Cambio generates a one-time deposit address on Ethereum. Send your USDT there — Ethereum confirms in well under a minute, and the card tracks every confirmation in real time.
Once your deposit confirms, the payout goes out to your Monero address directly — Monero typically confirms in about 20 minutes. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live quotes from every exchange that answered, at exactly this size: USDT → XMR on MONERO
Quickex delivers the most here — 0.22% more than StealthEX, and it stated its network fee, so this figure is after that fee rather than before it.
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | QuickexBest KYC possible | 0.1896 XMR | 0.0025 XMR | 1.72% | Best |
| 2 | StealthEX KYC rare | 0.18919 XMR | included | 1.93% | −0.0004096-0.22% |
| 3 | Alfacash KYC rare | 0.18875 XMR | not stated | 2.16% | −0.00084609-0.45% |
| 4 | ChangeNOW KYC rare | 0.1813 XMR | not stated | 6.02% | −0.0082965-4.38% |
| 5 | SimpleSwap KYC rare | 0.17939 XMR | included | 7.01% | −0.010211-5.39% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Cambio has no row on this route: the swap runs at the best exchange above, at that exchange’s own price.
Ethereum confirms in seconds per block, and 4 confirmations is enough to make a reorganisation impractical without leaving your USDT sitting there.
XMR is Monero's own coin; the payout pays its cost from the amount itself.
Floor on Monero: 0.7%. Below that the corridor stops covering settlement.
XMR on Monero carries 12 decimals, so every amount on this page is quoted to that precision and no further.
Cambio waits 4 confirmations on Ethereum, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
Each row below was quoted on Ethereum and compared against the same exchanges at that size. The XMR lands on Monero.
| You send | You receive | Per 1 USDT | Exchanges quoting | Best-to-worst gap | Our place |
|---|---|---|---|---|---|
| 100 USDT | 0.18959977 XMR | 0.0018959977 | 5 of 9 | 5.39% | not offered |
| 500 USDT | 0.95785055 XMR | 0.0019157011 | 6 of 9 | 2.87% | not offered |
| 1,500 USDT | 2.879 XMR | 0.0019193311 | 6 of 9 | 3.01% | not offered |
How much XMR each one delivers on Monero, quoted at the same moment for the same amounts. Rows marked est. are projected from a brand’s published commission rather than a live quote, and an exchange that beats us is shown beating us.
| XMR | 100 USDT | 500 USDT | 1,500 USDT |
|---|---|---|---|
| Quickex | 0.18959977 | 0.95785055 | 2.879 |
| Alfacash | 0.18875368 | 0.95231533 | 2.8593 |
| StealthEX | 0.18919017 | 0.94915506 | 2.8491 |
| ChangeNOW | 0.1813033 | 0.9465578 | 2.8478 |
| SimpleSwap | 0.1793888 | 0.9369446 | 2.8305 |
| Godex | — | 0.93040759 | 2.7922 |
| Minimum | 110 USDT |
|---|---|
| Maximum | 15000 USDT |
| Commission floor | 0.7% |
| Confirmations | 4 on Ethereum |
| Typical time | 3–10 min |
| XMR precision | 12 (XMR) |
| USDT contract on Ethereum | 0xdAC17F958D2ee523a2206206994597C13D831ec7 |
| USDT precision | 6 (USDT) |
| For 1 USDT on Ethereum | 0.0018959977 XMR |
| For 1 XMR on Monero | 527.4268 USDT |
| Smallest payout | 0.20855975 XMR |
| Largest payout | 28.44 XMR |
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDT on Ethereum is the most widely accepted USDT there is. The network confirms in well under a minute, with gas is the price of L1 — it rises when the chain is busy — and acceptance is maximal, with L1 gas applying whenever you move it.
XMR is the native asset of Monero. Sending XMR is an ordinary native transfer — no token approval, no contract interaction. Monero typically confirms in about 20 minutes, and deposits are subaddresses of one wallet, so nothing here derives a per-user key.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 5 USDT |
|---|---|
| Largest swap this corridor accepts | 15000 USDT |
| Exchanges quoting this route, by size | 5 of 9 at 100 USDT · 6 of 9 at 500 USDT · 6 of 9 at 1,500 USDT |
| Best-to-worst gap, by size | 5.39% at 100 USDT · 2.87% at 500 USDT · 3.01% at 1,500 USDT |
| Our place, by size | not offered at 100 USDT · not offered at 500 USDT · not offered at 1,500 USDT |
| Confirmations we wait for on Ethereum | 4 |
| Typical time, deposit to payout | 3–10 min |
No. Your USDT goes to a Cambio deposit address on Ethereum as an ordinary transfer, and you receive XMR on Monero as an ordinary Monero transaction. No bridge contract, no wrapped assets, no cross-chain messages.
The deposit side on Ethereum confirms in well under a minute; the payout on Monero typically confirms in about 20 minutes. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
The maximum is set live by the exchanges quoting this pair, not by a fixed Cambio cap. The live card shows the exact minimum and maximum at the moment you quote, before any deposit address is issued.
Yes — on the exchange’s deposit screen pick XMR and make sure the network is Monero, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
