CambioChangeNOW publishes 0.5%. Cambio charges 0.38%, and quotes ChangeNOW live beside its own price.
A published commission is not a quote. The panel on the swap card asks ChangeNOW for a live price on your corridor and your amount, and shows it at its true rank — above ours when it delivers more.
We have never recorded a ChangeNOW quote. Cambio’s price probe reads the exchanger directory that carries live rates hourly, and ChangeNOW is not listed there — so unlike SimpleSwap, Alfacash and ChangeHero, there is no observed record to show you and we will not project one. Setting a published commission against ours and calling the result a record would be circular: assume their number, quote ours, announce that we won. What is comparable is published pricing — ChangeNOW publishes 0.5%, Cambio charges 0.38% — and the live panel on the swap card, which asks ChangeNOW directly for your amount.
The deepest coverage on the panel — usually the exchange that can serve an unusual corridor at all.
One of the largest no-account instant exchanges, operating since 2017, with iOS and Android apps and a fixed or float rate per order.
| Cambio | ChangeNOW | |
|---|---|---|
| Commissioneach side’s own published figure | 0.38% on the swaps we fill ourselves | 0.50% published |
| Rate | One rate, priced against the whole panel by the AI | Fixed or float, chosen per order |
| Assets | 2,200 assets on 29 networks, any to any — including ChangeNOW’s quotes where they serve the corridor | Their own catalogue, on their own site |
| Price comparison | On every quote, ChangeNOW included, at its true rank | Their own price |
| Account | Not required | Not required |
| Mobile app | Web only | iOS and Android |
ChangeNOW, on the record
Running since 2017 with no security incident on record, and one of the most widely integrated swap services anywhere. We measured about 1,350 assets in its catalogue.
| ChangeNOW | What that means | |
|---|---|---|
| Operating since | 2017 | 9 years, continuously. |
| Identity checks | Rarely — no account for an ordinary swap | Not required for ordinary crypto-to-crypto swaps. Their published policy verifies above about EUR 2,000, on a risk-engine flag, and sometimes on privacy-coin swaps. EU residents must complete identity verification before using it (its terms, §3.2). |
| Where their fee lands | On the gross | Charged on the gross amount, before their own costs, per their documentation. We have not been able to prove it from their payload. |
| How Cambio is paid | Set on their side | Markup — Cambio's share is configured on ChangeNOW's side of the quote rather than added by us afterwards. |
Why ChangeNOW is on the panel at all. Multi-year continuous operation, publicly reviewable, and no unresolved pattern of withheld payouts. Longest-running integration; execution adapter already live.
The cost of actually sending your coins. Every swap has one, it does not shrink with the size of your order, and it is where a cheap-looking headline rate goes. ChangeNOW states a fee we can read, and the panel ranks its quote on the amount that lands after it. Cambio publishes its own, in full, for every chain it pays out on: what Cambio charges to send a payout →
ChangeNOW on the panel, and what happens when you pick it
Type a swap and ChangeNOW is asked for a live price along with every other exchange on the panel, for your exact amount. The panel ranks on what arrives after every fee, so when ChangeNOW delivers more it is on top — and picking it runs the order at ChangeNOW’s own price. ChangeNOW pays Cambio out of that price, a share of its own fee or a small partner fee already inside it, and nothing is added after the quote.
We have never observed a ChangeNOW quote, so this page makes no claim about who delivers more. The panel on the swap card asks ChangeNOW for your amount and shows the answer at its true rank. When your corridor is one the panel cannot quote, go to ChangeNOW directly — we refuse what we cannot serve rather than guessing.
Frequently asked
Is Cambio cheaper than ChangeNOW?
We cannot tell you from observation, and we will not pretend otherwise: ChangeNOW is not carried by the exchanger directory our price probe reads, so we have never recorded one of their quotes. What we can say is that the panel on the swap card asks ChangeNOW for a live price on your corridor and shows it beside ours — whichever is better is the one you see on top.
Does Cambio mark up ChangeNOW's price?
ChangeNOW's quote on the panel is the price your order runs at if you pick it. ChangeNOW pays Cambio out of that price — a share of its own fee, or a small partner fee it includes in the rate it quotes — and nothing is added after the quote.
What does Cambio charge?
0.38% on the swaps Cambio fills itself, inside the quoted rate, plus the network fee shown on the quote before you commit. ChangeNOW publishes 0.5%. The panel does not rank on commission, though — it ranks on the amount that arrives after every fee.
When should I use ChangeNOW through Cambio, and when directly?
Through Cambio when you want ChangeNOW priced against the rest of the panel for your exact amount — you see the number, you pick it, the order runs at ChangeNOW's own price. Directly when your corridor is one the panel cannot quote; we refuse what we cannot serve rather than guessing.
ChangeNOW is a trademark of its owner. Cambio is not affiliated with or endorsed by ChangeNOWbeyond quoting its prices on the panel. Descriptions reflect publicly available information and may change — verify details on their own site.
Every exchange on the panel
3 of these exchanges are carried by the exchanger directory our price probe reads and have a real observed record. The rest are described on published pricing, and say so on their own pages.