01
Tell Cambio what you want
Describe the swap in one sentence. The AI resolves both networks, quotes a live rate, and shows how that rate stacks up against the biggest exchanges before you commit to anything.
Swap XMR on Monero to XRP on XRP Ledger. Better.
Tell the AI what you want, send one deposit, receive XRP on XRP Ledger. No bridge, no stored balances, and the comparison table runs on every quote.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
XMR → XRP
Live rateYou sendMonero
You getRipple
Destination
AIDo the same swap by just saying it: “Swap 0.2 XMR to XRP”→
How it works
Swap XMR to XRP in three steps.
No accounts, no waiting. Tell Cambio what you want, send your XMR, and the XRP lands in your wallet in under a minute.
02
Send XMR to the deposit address
Cambio generates a one-time deposit address on Monero. Send your XMR there — Monero typically confirms in about 20 minutes, and the card tracks every confirmation in real time.
03
XRP arrives on XRP Ledger
After confirmation, Cambio settles XRP straight to your destination address on XRP Ledger, which confirms in seconds. The receipt card shows the completed payout and the transaction hash.
Live comparison
On 0.2 XMR, Quickex pays the most on the board.
Live quotes from every exchange that answered, at exactly this size: XMR → XRP on RIPPLE
Send 0.2 XMR → Receive XRP (RIPPLE)
Minimum 0.00959 XMR · maximum 28.7819 XMR per swap
Quickex Best
Quickex delivers the most here — 0.19% more than Alfacash, and it stated its network fee, so this figure is after that fee rather than before it.
You receive74.0800 XRPNetwork fee0.3 XRPID checkKYC possibleTimenot stated
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | QuickexBest KYC possible | 74.0800 XRP | 0.3 XRP | 0.88% | Best |
| 2 | Alfacash KYC rare | 73.9359 XRP | not stated | 1.07% | −0.1441-0.19% |
| 3 | ChangeHero KYC possible | 73.5605 XRP | 0.1 XRP | 1.57% | −0.5195-0.70% |
| 4 | SimpleSwap KYC rare | 71.7204 XRP | included | 4.03% | −2.3596-3.19% |
| 5 | ChangeNOW KYC rare | 71.6846 XRP | not stated | 4.08% | −2.3954-3.23% |
| 6 | StealthEX KYC rare | 71.2518 XRP | included | 4.66% | −2.8282-3.82% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Cambio has no row on this route: the swap runs at the best exchange above, at that exchange’s own price.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
XMR on Monero → XRP on XRP Ledger
What XMR → XRP actually costs
- You send 0.2 XMR on Monero.
- You receive 73.935918 XRP.
- The smallest swap this corridor accepts is 0.213 XMR.
Why this pair behaves the way it does
20 confirmations on Monero — the longest deposit wait Cambio supports.
XRP is XRP Ledger's own coin; the payout pays its cost from the amount itself.
A XRP Ledger payout needs a destination tag as well as an address. Send your XRP to one without the other and it lands in an exchange's pooled account rather than in yours.
Floor on XRP Ledger: 0.35%. Below that the corridor stops covering settlement.
XRP on XRP Ledger carries 6 decimals, so every amount on this page is quoted to that precision and no further.
How long XMR on Monero takes to clear
Cambio waits 20 confirmations on Monero, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
XMR on Monero → XRP on XRP Ledger, in numbers
| Minimum | 0.213 XMR |
|---|---|
| Maximum | 28.7819 XMR |
| Commission floor | 0.35% |
| Confirmations | 20 on Monero |
| Typical time | 3–10 min |
| XRP precision | 6 (XRP) |
| XMR precision | 12 (XMR) |
| For 1 XMR on Monero | 370.4 XRP |
| For 1 XRP on XRP Ledger | 0.002699784 XMR |
| Smallest payout | 78.9873 XRP |
| Largest payout | 10,660.83 XRP |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
XMR
Monero native
XMR is the native asset of Monero. Sending XMR is an ordinary native transfer — no token approval, no contract interaction. Monero typically confirms in about 20 minutes, and deposits are subaddresses of one wallet, so nothing here derives a per-user key.
- NetworkMonero
- Confirmations needed20
- Average block time~2-minute blocks
XRP
XRP Ledger native
XRP is the native asset of the XRP Ledger. Sending XRP is an ordinary native transfer — no token approval, no contract interaction. XRP Ledger confirms in seconds, and deposits share one address and are told apart by destination tag, so the tag must be sent with the payment.
- NetworkXRP Ledger
- Confirmations needed1
- Typical payout confirmationconfirms in seconds
What you need to know
Before you swap XMR to XRP on XRP Ledger.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 0.00959 XMR |
|---|---|
| Largest swap this corridor accepts | 28.7819 XMR |
| Exchanges quoting this route, by size | 6 of 9 at 0.2 XMR |
| Best-to-worst gap, by size | 3.82% at 0.2 XMR |
| Our place, by size | not offered at 0.2 XMR |
| Confirmations we wait for on Monero | 20 |
| Typical time, deposit to payout | 3–10 min |
Questions
XMR to XRP on XRP Ledger — frequently asked.
Does this route use a bridge?
No. Your XMR goes to a Cambio deposit address on Monero as an ordinary transfer, and you receive XRP on XRP Ledger as an ordinary XRP Ledger transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on Monero typically confirms in about 20 minutes; the payout on XRP Ledger confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Is there sign-up or KYC?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
The maximum is set live by the exchanges quoting this pair, not by a fixed Cambio cap. The live card shows the exact minimum and maximum at the moment you quote, before any deposit address is issued.
Can I receive the XRP into an exchange account?
Yes — on the exchange’s deposit screen pick XRP and make sure the network is XRP Ledger, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
What makes Cambio better on this route?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
Other swaps
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