01
Tell Cambio what you want
Type "swap 1 XMR to USDT on BSC" into the composer. The AI parses your intent, confirms Monero as the source and BSC as the destination, and returns a live quote with the full competitor comparison alongside it.
Swap XMR on Monero to USDT on BSC. Better.
One deposit on Monero, one direct payout on BSC. Non-custodial, no account, and the AI shows you the full price comparison before you commit.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
XMR → USDT
Live rateYou sendMonero
You getBNB Smart Chain
Destination
AIDo the same swap by just saying it: “Swap 0.2 XMR to USDT”→
How it works
Swap XMR to USDT in three steps.
No accounts, no waiting. Tell Cambio what you want, send your XMR, and the USDT lands in your wallet in under a minute.
02
Send XMR to the deposit address
Cambio generates a one-time deposit address on Monero. Send your XMR there — Monero typically confirms in about 20 minutes, and the card tracks every confirmation in real time.
03
USDT arrives on BSC
Once your deposit confirms, the payout goes out to your BSC address directly — BNB Smart Chain confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live comparison
On 0.2 XMR, Alfacash pays the most on the board.
Live quotes from every exchange that answered, at exactly this size: XMR → USDT on BSC
Send 0.2 XMR → Receive USDT (BEP20)
Minimum 0.00959 XMR · maximum 28.7819 XMR per swap
Alfacash Best
Alfacash delivers the most here — 0.30% more than Quickex, but it has not stated its network fee, so that figure is a ceiling rather than a promise. Quickex is 0.30% behind on paper and is one of the few whose number we can confirm.
You receive101.8016 USDTNetwork feenot statedID checkKYC rareTimenot stated
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | AlfacashBest KYC rare | 101.8016 USDT | not stated | 1.13% | Best |
| 2 | Quickex KYC possible | 101.5000 USDT | 1.0000 USDT | 1.42% | −0.3016-0.30% |
| 3 | ChangeHero KYC possible | 100.9408 USDT | 0.3 USDT | 1.96% | −0.8608-0.85% |
| 4 | ChangeNOW KYC rare | 98.8566 USDT | not stated | 3.99% | −2.9449-2.89% |
| 5 | StealthEX KYC rare | 98.2598 USDT | included | 4.57% | −3.5418-3.48% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
Cambio has no row on this route: the swap runs at the best exchange above, at that exchange’s own price.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
XMR on Monero → USDT on BNB Smart Chain
What XMR → USDT actually costs
- You send 0.2 XMR on Monero.
- You receive 101.801585 USDT.
- The smallest swap this corridor accepts is 0.214 XMR.
Why this pair behaves the way it does
20 confirmations on Monero — the longest deposit wait Cambio supports.
USDT on BNB Smart Chain is a token, so sending it also needs BNB Smart Chain's own coin for gas. Cambio funds that separately, which is why the USDT side is capped by what the wallet holds rather than by a policy number.
Floor on BNB Smart Chain: 0.35%. Below that the corridor stops covering settlement.
USDT on BNB Smart Chain carries 18 decimals, so every amount on this page is quoted to that precision and no further.
How long XMR on Monero takes to clear
Cambio waits 20 confirmations on Monero, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
What XMR on Monero pays out on BNB Smart Chain at three sizes
Each row below was quoted on Monero and compared against the same exchanges at that size. The USDT lands on BNB Smart Chain.
| You send | You receive | Per 1 XMR | Exchanges quoting | Best-to-worst gap | Our place |
|---|---|---|---|---|---|
| 0.2 XMR | 101.8016 USDT | 509.007925 | 5 of 9 | 3.48% | not offered |
| 1 XMR | 512.06 USDT | 512.06 | 8 of 9 | 2.61% | not offered |
| 4 XMR | 2,051.24 USDT | 512.81 | 8 of 9 | 2.72% | not offered |
What every exchange pays for XMR on Monero, at three sizes
How much USDT each one delivers on BNB Smart Chain, quoted at the same moment for the same amounts. Rows marked est. are projected from a brand’s published commission rather than a live quote, and an exchange that beats us is shown beating us.
| USDT | 0.2 XMR | 1 XMR | 4 XMR |
|---|---|---|---|
| Quickex | 101.5 | 512.06 | 2,051.24 |
| Alfacash | 101.8016 | 509.0288 | 2,036.13 |
| ChangeHero | 100.9408 | 507.1041 | 2,030.22 |
| ChangeNOW | 98.8566 | 506.6032 | 2,027.44 |
| StealthEX | 98.2598 | 504.4943 | 2,020.98 |
| LetsExchange | — | 503.4648 | 2,016.86 |
| SimpleSwap | — | 501.5064 | 2,015.15 |
XMR on Monero → USDT on BNB Smart Chain, in numbers
| Minimum | 0.214 XMR |
|---|---|
| Maximum | 28.7819 XMR |
| Commission floor | 0.35% |
| Confirmations | 20 on Monero |
| Typical time | 3–10 min |
| USDT precision | 18 (USDT) |
| USDT contract on BNB Smart Chain | 0x55d398326f99059fF775485246999027B3197955 |
| XMR precision | 12 (XMR) |
| For 1 XMR on Monero | 509.007925 USDT |
| For 1 USDT on BNB Smart Chain | 0.001964606 XMR |
| Smallest payout | 108.7032 USDT |
| Largest payout | 14,650.24 USDT |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
XMR
Monero native
XMR is the native asset of Monero. Sending XMR is an ordinary native transfer — no token approval, no contract interaction. Monero typically confirms in about 20 minutes, and deposits are subaddresses of one wallet, so nothing here derives a per-user key.
- NetworkMonero
- Confirmations needed20
- Average block time~2-minute blocks
USDT
BNB Smart Chain BEP20
This is BEP20 USDT: the exchange-default flavour of dollar-pegged USDT. On BNB Smart Chain it confirms in seconds, and it is the cheap-to-move USDT most CEX withdrawals default to.
- NetworkBNB Smart Chain
- Confirmations needed4
- Typical payout confirmationconfirms in seconds
What you need to know
Before you swap XMR to USDT on BNB Smart Chain.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 0.00959 XMR |
|---|---|
| Largest swap this corridor accepts | 28.7819 XMR |
| Exchanges quoting this route, by size | 5 of 9 at 0.2 XMR · 8 of 9 at 1 XMR · 8 of 9 at 4 XMR |
| Best-to-worst gap, by size | 3.48% at 0.2 XMR · 2.61% at 1 XMR · 2.72% at 4 XMR |
| Our place, by size | not offered at 0.2 XMR · not offered at 1 XMR · not offered at 4 XMR |
| Confirmations we wait for on Monero | 20 |
| Typical time, deposit to payout | 3–10 min |
| USDT contract on BNB Smart Chain | 0x55d398326f99059fF775485246999027B3197955 |
Questions
XMR to USDT on BNB Smart Chain — frequently asked.
Is this a bridge swap?
No. Your XMR goes to a Cambio deposit address on Monero as an ordinary transfer, and you receive USDT on BSC as an ordinary BSC transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on Monero typically confirms in about 20 minutes; the payout on BNB Smart Chain confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
The maximum is set live by the exchanges quoting this pair, not by a fixed Cambio cap. The live card shows the exact minimum and maximum at the moment you quote, before any deposit address is issued.
Can I receive the USDT into an exchange account?
Yes — on the exchange’s deposit screen pick USDT and make sure the network is BNB Smart Chain (BEP20), then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Why use Cambio for this pair?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
Other swaps
You might also want.
All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
