What XLM buys in USDC at each size
| You send | Worth about | You would receive (est.) |
|---|---|---|
| 250 XLM | $37 | 36.9295 USDC |
| 500 XLM | $74 | 73.859 USDC |
| 2,000 XLM | $296 | 295.436 USDC |
| 2,500 XLM | $371 | 369.295 USDC |
| 5,000 XLM | $741 | 738.59 USDC |
| 20,000 XLM | $2,964 | 2,954.36 USDC |
Market rate on 12 Nov 2026: 1 XLM = 0.148281 USDC, less Cambio's 0.38% commission. This is an estimate: your exact amount is priced the moment you enter it, and that quote is not a rate lock — the amount can move while your deposit confirms.
XLM against USDC over the last year
| 1 XLM on 12 Nov 2026 | 0.148281 USDC |
|---|---|
| 7 days | −11.64% |
| 30 days | −22.01% |
| 90 days | −8.70% |
| 369 days | −49.38% |
| High | 0.300406 USDC · 11 Nov 2025 |
| Low | 0.143382 USDC · 23 May 2026 |
| Volatility of the rate (annualised) | 76.6% over the period · 56.2% over 30 days |
Over the last 369 days one XLM bought as much as 0.300406 USDC (11 Nov 2025) and as little as 0.143382 USDC (23 May 2026).
XLM lost 49.4% against USDC over the period, and lost 22.0% in the last 30 days.
On 97% of those days one XLM bought more USDC than on 12 Nov 2026.
The largest one-day rise of XLM against USDC was +27.79% on 30 May 2026; the largest fall was −12.33% on 2 Feb 2026.
Their daily price moves correlate at 0.06 over the period: they barely move together.
What 1 XLM bought in USDC, day by day
| Day | 1 XLM → USDC | Change on the day |
|---|---|---|
| 6 Nov 2026 | 0.153717 | −8.40% |
| 7 Nov 2026 | 0.153723 | +0.00% |
| 8 Nov 2026 | 0.151199 | −1.64% |
| 9 Nov 2026 | 0.146946 | −2.81% |
| 10 Nov 2026 | 0.147362 | +0.28% |
| 11 Nov 2026 | 0.145137 | −1.51% |
| 12 Nov 2026 | 0.148281 | +2.17% |
Daily closes for XLM against USDC, the newest 12 Nov 2026. Rates move; the quote for your amount is priced when you ask for it.
XLM and USDC in figures
| Last 30 days (14 Oct 2026 – 12 Nov 2026) | average 0.168073 · high 0.190855 · low 0.145137 USDC |
|---|---|
| 1 XLM a year ago (8 Nov 2025) | 0.292903 USDC |
| Deepest fall from a peak | −52.27% — from 0.300406 on 11 Nov 2025 to 0.143382 on 23 May 2026 |
| Days the rate rose / fell | 159 / 206 of 365 |
| Average daily move by weekday | strongest Saturday +0.868% · weakest Friday −0.529% |
| Market value on 12 Nov 2026 | XLM $5.24 billion · USDC $69.62 billion |
| XLM market value ÷ USDC market value | 0.07532 |
| 24-hour trading volume | XLM $132.8 million · USDC $10.99 billion |
From daily closing prices and market values. The weekday figures describe the past year; they predict nothing.
1 XLM in USDC at each month end
| Month end | 1 XLM → USDC | Change |
|---|---|---|
| Dec 2025 | 0.210522 | −17.2% |
| Jan 2026 | 0.210847 | +0.2% |
| Feb 2026 | 0.158643 | −24.8% |
| Mar 2026 | 0.167541 | +5.6% |
| Apr 2026 | 0.164789 | −1.6% |
| May 2026 | 0.230056 | +39.6% |
| Jun 2026 | 0.174632 | −24.1% |
| Jul 2026 | 0.171978 | −1.5% |
| Aug 2026 | 0.174667 | +1.6% |
| Sep 2026 | 0.229305 | +31.3% |
| Oct 2026 | 0.17039 | −25.7% |
| Nov 2026 | 0.148281 | −13.0% |
XLM on Stellar to USDC on Ethereum
- From your deposit to the payout, expect about 17 seconds: 1 confirmation on Stellar (~5 seconds), then the next Ethereum block (~12 s).
- USDC arrives as the Ethereum token; the address you give must be an address on Ethereum.
- Stellar deposits carry a memo (tag). The swap shows the one to use; a deposit sent without it cannot be matched to your order.
Times are estimates from each chain's block interval and the confirmations counted; congestion can stretch them.
USDC to XLM
1 USDC = 6.74393 XLM on 12 Nov 2026. Swapping back is its own quote: USDC on Ethereum to XLM on Stellar.
More with XLM and USDC
More about XLM and USDC
Questions about this swap
How much USDC is 1 XLM?
0.148281 USDC at market prices on 12 Nov 2026. Enter an amount to have it priced; the quote is not a rate lock and the amount can move while your deposit confirms.
What was the best XLM to USDC rate in the last year?
0.300406 USDC for 1 XLM, on 11 Nov 2025; the lowest was 0.143382 on 23 May 2026.
What was the XLM to USDC rate over the last 30 days?
Between 0.145137 and 0.190855 USDC for 1 XLM, 0.168073 on average (14 Oct 2026 – 12 Nov 2026).
Do I need an account?
No. Enter an amount, give your payout address, send the deposit.
Which network does the USDC arrive on?
Ethereum. A USDC address on another chain is refused before anything is sent.
Prices: CoinGecko daily closes, last 12 Nov 2026. Historical market data and observed quotes on this page are dated; rows marked Est. are estimates from the most recent available observations.