Swap USDC on Ethereum to XRP on XRP Ledger. Better.

One deposit on Ethereum, one direct payout on XRP Ledger. Non-custodial, no account, and the AI shows you the full price comparison before you commit.

Coastal cliff at golden hour with tall ships
EXCHANGE

Create an exchange

Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.

USDC → XRP

Live rate
You sendEthereum
Min 5 · Max 15000 USDC
You getRipple
1 USDC = 0.71363105 XRP
Destination
AIDo the same swap by just saying it: “Swap 100 USDC to XRP”
How it works

Swap USDC to XRP in three steps.

No accounts, no waiting. Tell Cambio what you want, send your USDC, and the XRP lands in your wallet in under a minute.

A painted vessel of intent — the moment the AI receives your swap request.
01
Tell Cambio what you want

Type "swap 100 USDC to XRP on XRP Ledger" into the composer. The AI parses your intent, confirms Ethereum as the source and XRP Ledger as the destination, and returns a live quote with the full competitor comparison alongside it.

A painted vessel pouring a single coin — the moment your deposit confirms.
02
Send USDC to the deposit address

Cambio generates a one-time deposit address on Ethereum. Send your USDC there — Ethereum confirms in well under a minute, and the card tracks every confirmation in real time.

A painted receiving bowl with a settled coin — the moment your swap completes.
03
XRP arrives on XRP Ledger

Once your deposit confirms, the payout goes out to your XRP Ledger address directly — XRP Ledger confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.

Live comparison

We compare the biggest exchanges on every quote — including when we lose.

USDC → XRP · Start a quote and the AI fetches a live price from every exchange on the panel, side by side. No example numbers here — only live ones.

THIS CORRIDOR, IN NUMBERS

USDC on Ethereum → XRP on XRP Ledger

What USDC → XRP actually costs

  • You send 100 USDC on Ethereum.
  • You receive 71.363105 XRP.
  • The smallest swap this corridor accepts is 109.978 USDC.

Why this pair behaves the way it does

Ethereum confirms in seconds per block, and confirmations is enough to make a reorganisation impractical without leaving your USDC sitting there.

USDC on Ethereum → XRP on XRP Ledger, in numbers

Minimum109.978 USDC
For 1 USDC on Ethereum0.71363105 XRP
For 1 XRP on XRP Ledger1.40128432 USDC
Smallest payout78.4837 XRP
The two coins

What you’re actually swapping.

Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.

USDC
Ethereum ERC20

USDC on Ethereum is the canonical, issuer-native USDC. The network confirms in well under a minute, with gas is the price of L1 — it rises when the chain is busy — and this is the issuer-native home of USDC.

  • NetworkEthereum
  • Confirmations needed4
  • Average block time~12-second blocks
XRP
XRP Ledger native

XRP is the native asset of the XRP Ledger. Sending XRP is an ordinary native transfer — no token approval, no contract interaction. XRP Ledger confirms in seconds, and deposits share one address and are told apart by destination tag, so the tag must be sent with the payment.

  • NetworkXRP Ledger
  • Confirmations needed1
  • Typical payout confirmationconfirms in seconds
Questions

USDC to XRP on XRP Ledger — frequently asked.

Is this a bridge swap?

No. Your USDC goes to a Cambio deposit address on Ethereum as an ordinary transfer, and you receive XRP on XRP Ledger as an ordinary XRP Ledger transaction. No bridge contract, no wrapped assets, no cross-chain messages.

How long does the swap take?

The deposit side on Ethereum confirms in well under a minute; the payout on XRP Ledger confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.

Do I need to verify my identity?

No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.

What is the maximum I can swap?

The maximum is set live by the exchanges quoting this pair, not by a fixed Cambio cap. The live card shows the exact minimum and maximum at the moment you quote, before any deposit address is issued.

Can I receive the XRP into an exchange account?

Yes — on the exchange’s deposit screen pick XRP and make sure the network is XRP Ledger, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.

Why use Cambio for this pair?

Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.