Swap USDC to XRP

USDC on Ethereum to XRP on XRP Ledger. On 12 Nov 2026, 1 USDC was worth 0.943845 XRP at market prices. No account, no sign-up.

Quoted by Cambio · observed 12 Nov 2026, 10:37 UTC

What USDC bought in XRP on Cambio

You sendYou receiveObserved
100 USDC94.524 XRP12 Nov 2026, 10:37 UTC

Cambio's own quotes for these amounts at the times shown. The quote for your exact amount is priced the moment you enter it; it is not a rate lock, and the amount can move while your deposit confirms.

Cambio's quotes · 30 checks, 29 Sep 2026 – 12 Nov 2026

How Cambio priced USDC → XRP

Cambio against the market ratemedian −0.39% · from −0.85% to −0.34%
Exchanges that quoted1 of 2 (median)
Smallest amount an exchange accepted5 USDC

From Cambio's own quotes for this pair at the times shown, commission included, against the market rate at that moment. The quote for your exact amount is priced when you ask.

Selected exchange prices · observed 12 Nov 2026, 10:37 UTC · at 100 USDC

USDC to XRP: what each exchange gives

  1. CACambioCambio's quote, 10:37 UTC94.524 XRP★ Best+0.39% below marketwithdrawal fee 0.01 XRP
  2. CHChangeHeroEst.93.9127 XRP−0.65% vs Cambio+1.03% below market+0.50% commissionwithdrawal fee ~0.265307 XRP
  3. CHChangeNOWEst.93.7388 XRP−0.83% vs Cambio+1.22% below marketrate margin +1.22%withdrawal fee not stated
  4. SISimpleSwapEst.93.4862 XRP−1.10% vs Cambio+1.48% below marketrate margin +1.48%withdrawal fee not stated
  5. SISideShift.aiEst.93.0797 XRP−1.53% vs Cambio+1.91% below marketrate margin +1.91%withdrawal fee not stated
  6. LELetsExchangeEst.92.7516 XRP−1.88% vs Cambio+2.26% below marketrate margin +1.93%withdrawal fee ~0.314092 XRP
  7. GOGodexEst.91.5056 XRP−3.19% vs Cambio+3.57% below marketrate margin +3.53%withdrawal fee ~0.0393268 XRP

Est. rows are Cambio's estimates of what each exchange would give for this amount, from its own website or from its recent quotes; checked rows are that exchange's own website at the time shown. The rows rank by what lands in your wallet, including where another exchange gives more.

Rate history

USDC against XRP over the last year

1 USDC in XRP, daily, 8 Nov 2025 – 12 Nov 2026. Range 0.395844 – 1.00689 XRP.
1 USDC on 12 Nov 20260.943845 XRP
7 days+22.74%
30 days+26.51%
90 days−2.84%
369 days+118.83%
High1.00689 XRP · 17 Aug 2026
Low0.395844 XRP · 11 Nov 2025
Volatility of the rate (annualised)63.4% over the period · 53.0% over 30 days

Over the last 369 days one USDC bought as much as 1.00689 XRP (17 Aug 2026) and as little as 0.395844 XRP (11 Nov 2025).

USDC gained 118.8% against XRP over the period, and gained 26.5% in the last 30 days.

On 6% of those days one USDC bought more XRP than on 12 Nov 2026.

The largest one-day rise of USDC against XRP was +25.09% on 6 Feb 2026; the largest fall was −16.93% on 7 Feb 2026.

Their daily price moves correlate at 0.08 over the period: they barely move together.

The last 7 days

What 1 USDC bought in XRP, day by day

Day1 USDC → XRPChange on the day
6 Nov 20260.826+7.41%
7 Nov 20260.847152+2.56%
8 Nov 20260.861647+1.71%
9 Nov 20260.892387+3.57%
10 Nov 20260.908619+1.82%
11 Nov 20260.946533+4.17%
12 Nov 20260.943845−0.28%

Daily closes for USDC against XRP, the newest 12 Nov 2026. Rates move; the quote for your amount is priced when you ask for it.

By the numbers

USDC and XRP in figures

Last 30 days (14 Oct 2026 – 12 Nov 2026)average 0.797967 · high 0.946533 · low 0.729736 XRP
1 USDC a year ago (8 Nov 2025)0.43132 XRP
Deepest fall from a peak−35.93% — from 1.00689 on 17 Aug 2026 to 0.645108 on 26 Sep 2026
Days the rate rose / fell206 / 159 of 365
Average daily move by weekdaystrongest Friday +1.342% · weakest Tuesday −0.579%
Market value on 12 Nov 2026USDC $69.62 billion · XRP $67.28 billion
USDC market value ÷ XRP market value1.035
24-hour trading volumeUSDC $10.99 billion · XRP $1.60 billion

From daily closing prices and market values. The weekday figures describe the past year; they predict nothing.

Month by month

1 USDC in XRP at each month end

Month end1 USDC → XRPChange
Dec 20250.533286+17.5%
Jan 20260.573697+7.6%
Feb 20260.732396+27.7%
Mar 20260.755604+3.2%
Apr 20260.729408−3.5%
May 20260.745994+2.3%
Jun 20260.947489+27.0%
Jul 20260.923844−2.5%
Aug 20260.736334−20.3%
Sep 20260.6711−8.9%
Oct 20260.793486+18.2%
Nov 20260.943845+18.9%
How the swap moves

USDC on Ethereum to XRP on XRP Ledger

  • From your deposit to the payout, expect about 2 minutes: 12 confirmations on Ethereum (~2 minutes), then the next XRP Ledger block (~4 s).
  • USDC here is the Ethereum token: send it from a wallet that holds USDC on Ethereum.
  • If your XRP goes to an exchange account on XRP Ledger, give the memo (tag) that account requires.

Times are estimates from each chain's block interval and the confirmations counted; congestion can stretch them.

The other direction

XRP to USDC

1 XRP = 1.0595 USDC on 12 Nov 2026. Swapping back is its own quote: XRP on XRP Ledger to USDC on Ethereum.

Questions

Questions about this swap

How much XRP is 1 USDC?

0.943845 XRP at market prices on 12 Nov 2026. Enter an amount to have it priced; the quote is not a rate lock and the amount can move while your deposit confirms.

What was the best USDC to XRP rate in the last year?

1.00689 XRP for 1 USDC, on 17 Aug 2026; the lowest was 0.395844 on 11 Nov 2025.

What was the USDC to XRP rate over the last 30 days?

Between 0.729736 and 0.946533 XRP for 1 USDC, 0.797967 on average (14 Oct 2026 – 12 Nov 2026).

Do I need an account?

No. Enter an amount, give your payout address, send the deposit.

Which network does the XRP arrive on?

XRP Ledger. A XRP address on another chain is refused before anything is sent.

Prices: CoinGecko daily closes, last 12 Nov 2026. Historical market data and observed quotes on this page are dated; rows marked Est. are estimates from the most recent available observations.