01
Tell Cambio what you want
Type "swap 1 XRP to BNB on BSC" into the composer. The AI parses your intent, confirms XRP Ledger as the source and BSC as the destination, and returns a live quote with the full competitor comparison alongside it.
Swap XRP (XRP Ledger) to BNB (BSC). Better.
One deposit on XRP Ledger, one direct payout on BSC. Non-custodial, no account, and the AI shows you the full price comparison before you commit.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
XRP → BNB
Live rateYou sendRipple
You getBNB Smart Chain
Destination
AIDo the same swap by just saying it: “Swap 50 XRP to BNB”→
How it works
Swap XRP to BNB in three steps.
No accounts, no waiting. Tell Cambio what you want, send your XRP, and the BNB lands in your wallet in under a minute.
02
Send XRP to the deposit address
Cambio generates a one-time deposit address on XRP Ledger. Send your XRP there — XRP Ledger confirms in seconds, and the card tracks every confirmation in real time.
03
BNB arrives on BSC
Once your deposit confirms, the payout goes out to your BSC address directly — BNB Smart Chain confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live comparison
On 50 XRP you get 0.0001876 BNB more with Cambio.
Live quotes from every exchange that answered, at exactly this size: XRP → BNB on BSC
Send 50 XRP → Receive BNB (BEP20)
Minimum 3.6627 XRP · maximum 10988.2059 XRP per swap
Cambio Best
Cambio delivers the most here — 0.20% more than ChangeNOW, and it stated its network fee, so this figure is after that fee rather than before it. It is also the fastest, at about 5 minutes.
You receive0.093572 BNBNetwork fee0.0002 BNBID checkKYC rareTime~5 min
| # | Exchange | You receive | Network fee | All-in cost, to scale | vs best |
|---|---|---|---|---|---|
| 1 | CambioBest KYC rare~5 min | 0.093572 BNB | 0.0002 BNB | 0.79% | Best |
| 2 | ChangeNOW KYC rare | 0.093384 BNB | not stated | 0.99% | −0.00018755-0.20% |
| 3 | Alfacash KYC rare | 0.093277 BNB | not stated | 1.11% | −0.00029446-0.31% |
| 4 | SideShift.ai KYC possible | 0.092316 BNB | not stated | 2.13% | −0.0012555-1.34% |
| 5 | ChangeHero KYC possible | 0.09149 BNB | 0.001 BNB | 3.00% | −0.0020818-2.22% |
Network fee — a stated amount is what the exchange returned, and the figure shown is after it. “included” means the exchange’s own price already contains its network fee, not itemised. “not stated” means its API returned no fee, so that amount is a ceiling rather than a promise.
Every row is what that exchange would pay for this exact size, quoted live from its own API at the time shown and ranked by what lands in your wallet. The bar is each row’s all-in cost against the market rate at that moment, drawn to one scale — ours included.
+20 bps
advantage over the next-best aggregator.
Every row is a live quote from that exchange’s own API at the time shown, for this exact size, as it would pay out through Cambio. Exchange names belong to their owners.
THIS CORRIDOR, IN NUMBERS
XRP on XRP Ledger → BNB on BNB Smart Chain
What XRP → BNB actually costs
- You send 50 XRP on XRP Ledger.
- You receive 0.09357165 BNB.
- The smallest swap this corridor accepts is 2.3915 XRP.
Why this pair behaves the way it does
XRP Ledger settles in seconds, but it identifies a recipient by a destination tag as well as by an address.
Sending from XRP Ledger means the deposit carries a tag as well as an address; Cambio gives you both.
BNB is BNB Smart Chain's own coin; the payout pays its cost from the amount itself.
Floor on BNB Smart Chain: 0.35%. Below that the corridor stops covering settlement.
BNB on BNB Smart Chain carries 18 decimals, so every amount on this page is quoted to that precision and no further.
How long XRP on XRP Ledger takes to clear
Cambio waits 1 confirmations on XRP Ledger, then sends the payout immediately. End to end this corridor typically takes ~5 min.
XRP on XRP Ledger → BNB on BNB Smart Chain, in numbers
| Minimum | 2.3915 XRP |
|---|---|
| Maximum | 10988.2059 XRP |
| Commission floor | 0.35% |
| Confirmations | 1 on XRP Ledger |
| Typical time | ~5 min |
| BNB precision | 18 (BNB) |
| XRP precision | 6 (XRP) |
| For 1 XRP on XRP Ledger | 0.001871433 BNB |
| For 1 BNB on BNB Smart Chain | 534.349881 XRP |
| Smallest payout | 0.00447549 BNB |
| Largest payout | 20.5637 BNB |
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
XRP
XRP Ledger native
XRP is the native asset of the XRP Ledger. Sending XRP is an ordinary native transfer — no token approval, no contract interaction. XRP Ledger confirms in seconds, and deposits share one address and are told apart by destination tag, so the tag must be sent with the payment.
- NetworkXRP Ledger
- Confirmations needed1
- Average block time~4-second ledger closes
BNB
BNB Smart Chain native
BNB is the native gas token of BNB Smart Chain. Sending BNB is an ordinary native transfer — no token approval, no contract interaction. BNB Smart Chain confirms in seconds, and you need a little BNB on BSC to move anything else there.
- NetworkBNB Smart Chain
- Confirmations needed4
- Typical payout confirmationconfirms in seconds
What you need to know
Before you swap XRP to BNB on BNB Smart Chain.
Numbers to check before you send — every one of them belongs to this corridor and was read off the panel, not written for the page.
| Smallest swap this corridor accepts | 3.6627 XRP |
|---|---|
| Largest swap this corridor accepts | 10988.2059 XRP |
| Exchanges quoting this route, by size | 4 of 9 at 50 XRP |
| Best-to-worst gap, by size | 2.03% at 50 XRP |
| Our place, by size | 1 of 5 at 50 XRP |
| Confirmations we wait for on XRP Ledger | 1 |
| Typical time, deposit to payout | ~5 min |
Questions
XRP to BNB on BNB Smart Chain — frequently asked.
Is this a bridge swap?
No. Your XRP goes to a Cambio deposit address on XRP Ledger as an ordinary transfer, and you receive BNB on BSC as an ordinary BSC transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on XRP Ledger confirms in seconds; the payout on BNB Smart Chain confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
The maximum is set live by the exchanges quoting this pair, not by a fixed Cambio cap. The live card shows the exact minimum and maximum at the moment you quote, before any deposit address is issued.
Can I receive the BNB into an exchange account?
Yes — on the exchange’s deposit screen pick BNB and make sure the network is BNB Smart Chain, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Why use Cambio for this pair?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
Other swaps
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All from the 62,231 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
