What XLM buys in PYUSD at each size
| You send | Worth about | You would receive (est.) |
|---|---|---|
| 250 XLM | $37 | 36.9252 PYUSD |
| 500 XLM | $74 | 73.8505 PYUSD |
| 2,000 XLM | $296 | 295.402 PYUSD |
| 2,500 XLM | $371 | 369.252 PYUSD |
| 5,000 XLM | $741 | 738.505 PYUSD |
| 20,000 XLM | $2,964 | 2,954.02 PYUSD |
Market rate on 12 Nov 2026: 1 XLM = 0.148264 PYUSD, less Cambio's 0.38% commission. This is an estimate: your exact amount is priced the moment you enter it, and that quote is not a rate lock — the amount can move while your deposit confirms.
XLM against PYUSD over the last year
| 1 XLM on 12 Nov 2026 | 0.148264 PYUSD |
|---|---|
| 7 days | −11.62% |
| 30 days | −22.02% |
| 90 days | −8.72% |
| 369 days | −49.38% |
| High | 0.300398 PYUSD · 11 Nov 2025 |
| Low | 0.143402 PYUSD · 23 May 2026 |
| Volatility of the rate (annualised) | 76.5% over the period · 55.8% over 30 days |
Over the last 369 days one XLM bought as much as 0.300398 PYUSD (11 Nov 2025) and as little as 0.143402 PYUSD (23 May 2026).
XLM lost 49.4% against PYUSD over the period, and lost 22.0% in the last 30 days.
On 97% of those days one XLM bought more PYUSD than on 12 Nov 2026.
The largest one-day rise of XLM against PYUSD was +27.78% on 30 May 2026; the largest fall was −12.27% on 2 Feb 2026.
Their daily price moves correlate at 0.15 over the period: they move largely independently.
What 1 XLM bought in PYUSD, day by day
| Day | 1 XLM → PYUSD | Change on the day |
|---|---|---|
| 6 Nov 2026 | 0.153634 | −8.42% |
| 7 Nov 2026 | 0.153668 | +0.02% |
| 8 Nov 2026 | 0.151127 | −1.65% |
| 9 Nov 2026 | 0.146874 | −2.81% |
| 10 Nov 2026 | 0.147291 | +0.28% |
| 11 Nov 2026 | 0.145074 | −1.51% |
| 12 Nov 2026 | 0.148264 | +2.20% |
Daily closes for XLM against PYUSD, the newest 12 Nov 2026. Rates move; the quote for your amount is priced when you ask for it.
XLM and PYUSD in figures
| Last 30 days (14 Oct 2026 – 12 Nov 2026) | average 0.168031 · high 0.190823 · low 0.145074 PYUSD |
|---|---|
| 1 XLM a year ago (8 Nov 2025) | 0.292889 PYUSD |
| Deepest fall from a peak | −52.26% — from 0.300398 on 11 Nov 2025 to 0.143402 on 23 May 2026 |
| Days the rate rose / fell | 159 / 206 of 365 |
| Average daily move by weekday | strongest Saturday +0.870% · weakest Friday −0.522% |
| Market value on 12 Nov 2026 | XLM $5.24 billion · PYUSD $2.76 billion |
| XLM market value ÷ PYUSD market value | 1.899 |
| 24-hour trading volume | XLM $132.8 million · PYUSD $59.4 million |
From daily closing prices and market values. The weekday figures describe the past year; they predict nothing.
1 XLM in PYUSD at each month end
| Month end | 1 XLM → PYUSD | Change |
|---|---|---|
| Dec 2025 | 0.210272 | −17.3% |
| Jan 2026 | 0.210904 | +0.3% |
| Feb 2026 | 0.158744 | −24.7% |
| Mar 2026 | 0.167549 | +5.5% |
| Apr 2026 | 0.164813 | −1.6% |
| May 2026 | 0.230075 | +39.6% |
| Jun 2026 | 0.17459 | −24.1% |
| Jul 2026 | 0.171889 | −1.5% |
| Aug 2026 | 0.174662 | +1.6% |
| Sep 2026 | 0.229351 | +31.3% |
| Oct 2026 | 0.170355 | −25.7% |
| Nov 2026 | 0.148264 | −13.0% |
XLM on Stellar to PYUSD on Ethereum
- From your deposit to the payout, expect about 17 seconds: 1 confirmation on Stellar (~5 seconds), then the next Ethereum block (~12 s).
- PYUSD arrives as the Ethereum token; the address you give must be an address on Ethereum.
- Stellar deposits carry a memo (tag). The swap shows the one to use; a deposit sent without it cannot be matched to your order.
Times are estimates from each chain's block interval and the confirmations counted; congestion can stretch them.
PYUSD to XLM
1 PYUSD = 6.74471 XLM on 12 Nov 2026. Swapping back is its own quote: PYUSD on Ethereum to XLM on Stellar.
More with XLM and PYUSD
More about XLM and PYUSD
Questions about this swap
How much PYUSD is 1 XLM?
0.148264 PYUSD at market prices on 12 Nov 2026. Enter an amount to have it priced; the quote is not a rate lock and the amount can move while your deposit confirms.
What was the best XLM to PYUSD rate in the last year?
0.300398 PYUSD for 1 XLM, on 11 Nov 2025; the lowest was 0.143402 on 23 May 2026.
What was the XLM to PYUSD rate over the last 30 days?
Between 0.145074 and 0.190823 PYUSD for 1 XLM, 0.168031 on average (14 Oct 2026 – 12 Nov 2026).
Do I need an account?
No. Enter an amount, give your payout address, send the deposit.
Which network does the PYUSD arrive on?
Ethereum. A PYUSD address on another chain is refused before anything is sent.
Prices: CoinGecko daily closes, last 12 Nov 2026. Historical market data and observed quotes on this page are dated; rows marked Est. are estimates from the most recent available observations.